Bihar Gramin Bank BABURBANNA IFSC Code

The Bihar Gramin Bank branch at Baburbanna is located in Nalanda district, Bihar (PIN 803118). The branch serves local customers for deposits, withdrawals and electronic fund transfers. For online transfers using NEFT, RTGS or IMPS you must supply the correct IFSC code so the payment routes to this specific branch without delay or rejection.

Branch Details Table

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganised under a single sponsorship and now operate with a consolidated IFSC code under Punjab National Bank. The live IFSC for this consolidated RRB branch is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For any NEFT/RTGS/IMPS transfer to Baburbanna branch use only PUNB0MBGB06; using an old UBGB/DBGB IFSC will result in failed transactions or delays.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used by the Reserve Bank of India to uniquely identify bank branches for electronic fund transfers.

• First 4 characters — identify the bank (letters). Example: PUNB = Punjab National Bank.
• 5th character — always the digit 0 (reserved for future use).
• Last 6 characters — identify the specific branch (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

How to Use the IFSC Code (NEFT / RTGS / IMPS)

• Step 1: Collect beneficiary details — name, account number and IFSC (here PUNB0MBGB06 for Baburbanna).
• Step 2: Log in to your bank’s netbanking or mobile banking app and choose “Transfer” or “Fund Transfer”.
• Step 3: Select transfer type:
  • NEFT — suitable for most amounts; typically used for low to medium value transfers.
  • RTGS — real-time gross settlement for large-value transfers (many banks prefer RTGS above ~₹2 lakh).
  • IMPS — instant payment service for immediate credit, available 24×7 for amounts within bank limits.
• Step 4: Enter beneficiary name, account number and IFSC exactly as provided. Mistyping the IFSC can route the transaction incorrectly or cause failure.
• Step 5: Enter amount and purpose, then authorise with your transaction password or OTP. Note and follow any bank-specific limits or cut-off instructions.
• Step 6: After success, keep the transaction reference for tracking. If payment fails or is reversed, contact your bank with that reference.

Benefits of Knowing the Correct IFSC

• Ensures funds reach the exact branch and account without delay.
• Reduces the risk of transfer failures and manual reconciliation by banks.
• Required for offline forms, online transfers, and for banks to route transactions automatically.
• Helps verify beneficiary details before sending money — an extra fraud-check layer.
• Speeds up problem resolution because you can quote the correct branch identifiers (IFSC, MICR, branch code).

Contact

Branch Phone: 9771464140

Branch Address: BABURBANNA, Nalanda, 803118

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll-free: 18001807777

FAQs

• Q: Has the IFSC for Baburbanna changed because of bank mergers?

  A: Yes. After consolidation under Punjab National Bank sponsorship, the valid IFSC to use is PUNB0MBGB06. Old UBGB/DBGB IFSCs are no longer valid.

• Q: What happens if I enter the wrong IFSC when transferring?

  A: If the wrong IFSC points to a non-existent branch the payment will usually fail and be reversed. If it points to another branch, the bank may still route by account number — but this increases delay and reconciliation effort. Always verify before sending.

• Q: How is MICR different from IFSC?

  A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing. IFSC is for electronic transfers (NEFT/RTGS/IMPS). MICR does not route electronic payments.

• Q: Where can I find the IFSC for this branch?

  A: The IFSC appears on the branch cheque leaf, bank passbook, or you can confirm by calling the branch at 9771464140 or the bank’s toll-free number 18001807777. Always confirm the IFSC before initiating large transfers.

• Q: What is the branch code listed as “7140” and how does it relate to IFSC?

  A: The branch code (7140) is an internal identifier for the branch. The last six characters of the IFSC (MBGB06) are the branch identifier used in electronic routing; the branch code and the IFSC suffix may not match exactly in format but both identify the branch in different systems.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.