Bahadurpur Bazar is a branch of Bihar Gramin Bank located in Siwan district, Bihar (PIN 841232). The branch serves local retail and agricultural customers. For electronic fund transfers such as NEFT, RTGS and IMPS you must provide the correct IFSC code. The IFSC ensures the payment is routed to the exact bank branch and prevents delays or failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bahadurpur Bazar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100626 |
| Branch Address | Bahadurpur Bazar, SIWAN, 841232, 9297954432 |
| Contact Number | 9297954432 |
| City | SIWAN |
| District | SIWAN |
| Reason | SIWAN |
| Pincode | 841232 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank. As part of this reorganisation, the unified IFSC for affected branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions to this location use only PUNB0MBGB06. Using an old code can cause transfer failure or return of funds.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alpha-numeric code. It identifies the bank and branch for electronic transfers.
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Reserved and is always 0 (zero).
- Last 6 characters: Branch identifier. Example: in PUNB0MBGB06, MBGB06 denotes the branch code segment.
The IFSC appears on passbooks and account statements. Banks require it to route electronic payments precisely to the right branch and account.
How to Use IFSC Code
- Open your bank’s netbanking app or mobile banking application. You can also use an ATM, branch or a third-party UPI-enabled app if it supports bank transfers.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT are usually for small and medium value immediate transfers; RTGS is for high-value transfers in some banks.)
- Add a new beneficiary. Enter the beneficiary name exactly as in their bank records. Provide the beneficiary account number and the IFSC code PUNB0MBGB06. Optionally fill branch name and MICR 800811002.
- Save the beneficiary. Your bank may require a confirmation OTP or waiting period for security.
- Select the saved beneficiary, enter the amount, and confirm the transfer. Authenticate using OTP, UPI PIN or netbanking credentials.
- Keep the transaction reference number. Verify final credit with the beneficiary if transfer is time-critical.
Tips: Double-check the IFSC and account number before confirming. Mistypes can delay or reverse the payment. Note bank-specific cut-off times and limits if applicable.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS transfers to the exact branch.
- Reduces failed or returned transactions caused by incorrect branch details.
- Makes beneficiary setup faster in online banking and mobile apps.
- Helps customer support and reconciliation by providing a clear branch identifier (branch code and MICR).
- Necessary for salary credits, vendor payments, and inward remittances.
Contact
Branch phone no: 9297954432
Branch Address: Bahadurpur Bazar, SIWAN, 841232
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transactions.
Q: What if I enter a wrong IFSC but the account number is correct?
A: If the IFSC points to a different branch but the account number does not exist there, the transaction may fail and funds will return to the sender. If the account number exists in the routed branch, the payment may still go through. Always verify both IFSC and account number.
Q: What is the MICR code and when is it used?
A: MICR (Magnetic Ink Character Recognition) code is used for cheque processing. For this branch the MICR is 800811002. MICR is not required for electronic fund transfers (NEFT/RTGS/IMPS) but is useful for cheque-related processing.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it should be entered correctly. Use the full 11-character code without spaces.
Q: How soon will the beneficiary get the funds?
A: IMPS is immediate (real-time). NEFT and RTGS settlement times depend on system and bank. Many services now operate 24×7, but small delays can occur due to bank processing or verification rules. For high-value and urgent transfers, confirm with the sending bank.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.