Bihar Gramin Bank Baheri IFSC Code

Bihar Gramin Bank Baheri IFSC Code

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Baheri branch is located in Darbhanga district of Bihar (PIN 847105). It serves rural customers and local businesses in and around Baheri village. For electronic fund transfers using NEFT, RTGS or IMPS, the IFSC code uniquely identifies the branch and ensures funds are routed to the correct bank and branch. Entering the correct IFSC prevents delays, returns and failed transfers.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Baheri
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100859
Branch Address Baheri, DARBHANGA, 847105, 9297955073
Contact Number 9297955073
City DARBHANGA
District DARBHANGA
Reason DARBHANGA
Pincode 847105
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under a single arrangement. The consolidated branch code in the payments network now uses PUNB0MBGB06 (the PUNB prefix indicates Punjab National Bank in the IFSC format). Old UBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions to this branch use only the IFSC PUNB0MBGB06. Transfers attempted with outdated UBGB IFSC values may be returned or delayed.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric identifier used by RBI and banks to route electronic payments. Its structure is fixed:

  • First 4 characters: Bank identifier (for example, PUNB = Punjab National Bank).
  • 5th character: Always the digit 0 (reserved for future use).
  • Last 6 characters: Branch identifier (alphanumeric). In this case MBGB06 identifies the Baheri branch within the bank’s network.

How to Use IFSC Code

Follow these steps when making NEFT, RTGS or IMPS payments to the Baheri branch:

  • Choose the payment type in your bank app or netbanking: NEFT, RTGS (for high-value/real-time), or IMPS (instant, 24×7 for smaller amounts).
  • Enter beneficiary name exactly as on the account.
  • Enter the beneficiary account number carefully (double-check digits).
  • Enter the IFSC: PUNB0MBGB06. You can copy-paste to avoid typos.
  • Provide purpose or remarks if required, then verify all details on the confirmation screen.
  • Complete any additional authentication (OTP, token) your bank requires.
  • Save the UTR/transaction reference for records. For RTGS, note the UTR for reconciliation; for NEFT/IMPS you may get a reference ID.

Always confirm the IFSC and account number with the beneficiary if you are unsure. If the IFSC changes (for example due to restructuring), banks notify customers; however, for this branch use only PUNB0MBGB06 now.

Benefits of Knowing the IFSC

  • Accurate routing of funds: ensures money reaches the correct branch and account.
  • Quicker processing: reduces returns and failed transfers caused by incorrect details.
  • Necessary for all electronic transfers: mandatory field for NEFT, RTGS and IMPS.
  • Useful for beneficiary setup: add as a saved payee in internet banking or mobile apps.
  • Helps reconciliation: match UTR or transaction reference to the correct branch.

Contact

Branch phone no: 9297955073

Branch Address: Baheri, DARBHANGA, 847105

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 case-sensitive?

    A: No. IFSC is not case-sensitive. Banks and payment systems treat upper and lower case the same. Still, enter it exactly as printed to avoid human errors.

  • Q: Can I transfer money if I only know the branch MICR code?

    A: MICR (800811002) helps with cheque processing but is not sufficient for electronic fund transfers. For NEFT/RTGS/IMPS you must provide the IFSC.

  • Q: What if I use an old UBGB IFSC for a transfer?

    A: Old UBGB IFSC codes have been revoked. Transfers using revoked codes may be rejected or returned. Use only the current IFSC PUNB0MBGB06.

  • Q: How soon will funds credit after I initiate NEFT/RTGS/IMPS?

    A: IMPS is instant (seconds). RTGS is real-time during business hours for high-value payments. NEFT is processed in scheduled batches (usually within a few hours, depending on the time and bank cutoffs).

  • Q: How do I verify the account details before sending a large amount?

    A: Confirm beneficiary name, account number and IFSC directly with the recipient. For large transfers, request a small test transfer first or ask the beneficiary for a bank branch confirmation slip.

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