Bihar Gramin Bank Barahat IFSC Code

Bihar Gramin Bank Barahat IFSC Code

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Barahat is a town in Banka district, Bihar (PIN 813103). The local branch serves retail and rural customers for deposits, withdrawals and transfers. For electronic fund transfers—NEFT, RTGS and IMPS—the branch’s IFSC code is required. The IFSC identifies the bank and branch uniquely. Using the correct IFSC ensures funds route to the intended account quickly and without rejection.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Barahat
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 3705
Branch Address Barahat, Banka, 813103, 8102918761
Contact Number 8102918761
City Banka
District Banka
Reason BHAGALPUR
Pincode 813103
State Bihar

Merger Update

This branch now operates under the consolidated IFSC code PUNB0MBGB06 issued by Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under PNB for electronic clearing. If you previously used an UBGB IFSC, that old code has been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers to this branch.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alpha-numeric code used for electronic fund transfers. The structure is:

  • First 4 characters – bank identifier (letters). Example: PUNB for Punjab National Bank.
  • 5th character – reserved and is always 0.
  • Last 6 characters – branch identifier (alpha-numeric). Example: MBGB06.

How to Use IFSC Code

Use the IFSC when you set up or authorize an electronic transfer. Steps:

  • Open your banking app or netbanking portal.
  • Choose payment type: NEFT, RTGS or IMPS.
  • Enter beneficiary name and account number exactly as provided by the beneficiary.
  • Enter IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Barahat branch.
  • Enter amount and purpose, then verify details before confirming.
  • Save the beneficiary (if offered) for future use after the first successful transfer.

Note: RTGS is for high-value real-time gross settlement payments. NEFT settles in batches. IMPS is instant and available 24×7. Choose the service that fits amount and urgency.

Benefits of Knowing the IFSC

  • Ensures funds route directly to the intended branch and account.
  • Prevents transfer failures and delays caused by incorrect bank routing.
  • Required for adding beneficiaries in netbanking and payment apps.
  • Speeds up reconciliation for businesses and individuals.
  • Helps confirm branch identity when verifying account details over phone or email.

Contact

Branch phone: 8102918761
Branch address: Barahat, Banka, 813103
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 valid for all kinds of transfers?

    A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the Bihar Gramin Bank, Barahat branch.

  • Q: I have an old UBGB IFSC—can I still use it?

    A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 only.

  • Q: What if I enter the wrong IFSC during a transfer?

    A: If the wrong IFSC points to a different valid branch, funds may go to the wrong account. If the IFSC is invalid, the transfer typically fails and amount is returned. Contact your bank immediately to raise a trace or reversal request.

  • Q: How can I verify the branch IFSC before sending money?

    A: Verify the IFSC with the beneficiary (account holder) or call the branch at 8102918761. Also check the MICR (800811002) and branch code (3705) to confirm branch identity.

  • Q: Are IMPS transfers available at this branch 24×7?

    A: IMPS is a 24×7 interbank service. Availability depends on your bank’s channel, but IMPS transfers to this IFSC should process any time.

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