Bihar Gramin Bank Barhani IFSC Code

Bihar Gramin Bank, Barhani branch is located in Barhani village, Siwan district, Bihar — PIN 841226. This branch serves retail and agricultural customers in and around Barhani. For electronic fund transfers (NEFT, RTGS, IMPS), the branch’s IFSC code is essential. The IFSC uniquely identifies the bank and branch so payments route correctly and quickly between banks.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Barhani
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100642
Branch Address	Barhani, SIWAN, 841226, 9297954476
Contact Number	9297954476
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841226
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). All branches formerly under UBGB or DBGB now use the single IFSC PUNB0MBGB06 for electronic transfers. Old UBGB or DBGB IFSC codes have been revoked; they will not work for NEFT/RTGS/IMPS. Use only the new IFSC PUNB0MBGB06 for any transactions to or from this region’s gramin-bank branches.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that identifies a bank branch in India for electronic payments. Structure:

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 here identifies the specific branch mapped to PNB for the merged gramin banks.

The MICR code (like 800811002) is different: it’s used by clearing houses for cheque processing and is numeric (9 digits).

How to Use IFSC Code

Use the IFSC when sending or receiving money via NEFT, RTGS, or IMPS. Steps:

• Login to your bank app or netbanking portal (or visit a branch).
• Choose fund transfer type: NEFT, RTGS, or IMPS.
• Add beneficiary (if not already added): enter beneficiary name, account number, and IFSC PUNB0MBGB06. Verify the branch name appears as Barhani, SIWAN.
• Confirm beneficiary — some banks require a verification period (minutes to a few hours) or OTP confirmation.
• Initiate the transfer: enter amount and purpose, then authenticate (OTP/transaction PIN/2FA).
• Check transaction status and save the reference number provided.

Practical notes:

• NEFT: no minimum amount; typically available 24×7. Settlement is instant or within minutes now (system-dependent).
• RTGS: used for high-value payments. Typically for amounts above Rs 2,00,000, and available 24×7. Check your bank’s defined minimum if needed.
• IMPS: instant, 24×7, usually limited to bank-specified per-transaction caps (commonly up to Rs 2,00,000). Useful for immediate small-to-medium transfers from mobile banking.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct bank branch without manual intervention.
• Required to add beneficiaries for online transfers (reduces errors).
• Speeds up settlement — NEFT/RTGS/IMPS rely on accurate IFSC to process transactions faster.
• Makes remote banking and digital payments possible for branch customers in rural areas.
• Keeps cheque and electronic workflows distinct — use MICR for cheques, IFSC for electronic transfers.

Contact

Branch phone: 9297954476

Branch address: Barhani, SIWAN, 841226

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

Q: Can I use any old UBGB or DBGB IFSC to send money to this Barhani branch?
A: No. Old UBGB/DBGB IFSCs have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for all electronic transfers.

Q: What should I double-check before making a transfer to Barhani branch?
A: Confirm the beneficiary name, exact account number, and IFSC PUNB0MBGB06. Also verify the branch city (Siwan) and PIN 841226 to avoid misrouting.

Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it’s best to enter the code exactly as provided (upper-case) to avoid mistakes when typing into some forms.

Q: How long does a newly added beneficiary take to be active?
A: It depends on your bank’s security rules. Some banks allow immediate transfers after OTP confirmation; others impose a cooling period (a few minutes to 24 hours). Check your bank’s beneficiary activation policy.

Q: What if my transfer fails after entering the correct IFSC?
A: Keep the failure message and transaction reference. Contact your bank branch (9297954476) or the bank’s toll-free number (18001807777) with details. Failed transactions usually reverse automatically; confirmation times vary by payment system.