Bihar Gramin Bank Barhat IFSC Code

The Bihar Gramin Bank branch at Barhat is located in Jamui district of Bihar. Its postal code is 811313 and the branch phone number is 8102613760. For electronic fund transfers — NEFT, RTGS and IMPS — the branch uses the IFSC code that uniquely identifies the bank and branch within India’s payment network. Using the correct IFSC ensures money is routed to this exact branch and avoids failed or delayed transfers.

Branch Details

Merger Update

This branch now operates under the consolidated setup using the IFSC PUNB0MBGB06 mapped to Punjab National Bank’s sponsorship. Previously separate regional rural banks — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — were merged into this structure. As a result, the old UBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Do not use old UBGB or DBGB IFSCs; they will cause transfer failures or returns.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0 (zero).
• Last 6 characters — branch identifier. Example: MBGB06 identifies the specific branch in the sponsor bank’s mapping.

So for this branch, PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch code).

How to Use IFSC Code

Follow these steps when sending money to the Bihar Gramin Bank, Barhat branch:

• Open your bank’s netbanking, mobile app, or the payment portal you use.
• Choose the transfer type: NEFT, RTGS or IMPS. RTGS is for high-value immediate transfers; NEFT is batch-based; IMPS is instant and available 24×7 for most accounts.
• Enter beneficiary name exactly as on the account. Double-check spelling.
• Enter the beneficiary account number supplied by the recipient.
• Enter the IFSC: PUNB0MBGB06. Make sure you type the digit zero (0) for the fifth character, not the letter O.
• Enter the transfer amount and purpose if required. Confirm charges and limits (RTGS usually has minimum limits, NEFT/IMPS do not).
• Verify all details on the confirmation screen. If available, validate with the beneficiary before sending.
• Complete authentication (OTP or transaction password) to authorize the payment.

Note: Some mobile apps allow scanning a QR or saving beneficiaries for repeat payments. Always verify IFSC and account number each time for new beneficiaries.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds reach the correct branch and account without delay.
• Supports multiple channels: Required for NEFT, RTGS and most IMPS transactions.
• Reduces errors: Prevents returns and reconciliation issues when transfers fail due to wrong codes.
• Faster troubleshooting: Providing the correct IFSC speeds up bank investigations if a transfer is stuck.
• Visible on documents: IFSC appears on cheque leaves and passbooks, making it easy to confirm.

Contact

Branch Phone: 8102613760

Branch Address: Barhat, Jamui, 811313

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: Can I use the old UBGB IFSC to transfer funds to this branch?

  A: No. Old UBGB IFSC codes have been revoked. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.

• Q: Where can I find the IFSC on a cheque or passbook?

  A: IFSC is usually printed on the top right of a cheque leaf and on the bank passbook entry for the branch. Bank statements and the branch’s contact leaflet also show IFSC.

• Q: Is the MICR code required for online transfers?

  A: No. MICR (800811002) is used primarily for cheque clearing via the clearing house. For NEFT/RTGS/IMPS, the IFSC is required.

• Q: What if I mistype one digit in the IFSC?

  A: A wrong IFSC can route your payment to a different branch or cause it to fail. Always double-check the IFSC characters before authorizing the transaction. If a payment fails, contact your bank providing transaction details for reversal or tracing.

• Q: Does IMPS always require IFSC?

  A: Many banks accept IMPS transfers using IFSC and account number. Some mobile-based IMPS can use MMID instead. When sending to Bihar Gramin Bank Barhat, using IFSC PUNB0MBGB06 with the account number is the standard method.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.