The BARIAWAN branch of Bihar Gramin Bank is located in the Aurangabad district of Bihar. For anyone looking to send or receive money online through this branch, understanding its Indian Financial System Code (IFSC) is essential. This unique 11-character code is required for all major electronic fund transfer systems in India, including National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). The IFSC code ensures that your money is routed correctly and securely to the intended bank branch, preventing errors and delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BARIAWAN |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7090 |
| Branch Address | BARIAWAN, Aurangabad, 824101, 9771464090 |
| Contact Number | 9771464090 |
| City | Aurangabad |
| District | Aurangabad |
| Region | AURANGABAD |
| Pincode | 824101 |
| State | Bihar |
Merger and IFSC Update
It is important for all customers to know that Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been amalgamated. Following this merger, the bank is now sponsored by Punjab National Bank (PNB). As a result of this change, all old IFSC codes previously used by UBGB branches have been revoked and are no longer valid. For all online transactions, customers must use the new, updated IFSC code, PUNB0MBGB06, to ensure successful fund transfers. Using an old code will lead to transaction failure.
What is an IFSC Code?
An IFSC code is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the electronic funds transfer network. The code has a specific structure that helps in routing transactions accurately.
Let’s break down the IFSC code PUNB0MBGB06:
- PUNB: The first four alphabetic characters represent the name of the bank. In this case, ‘PUNB’ stands for Punjab National Bank, the sponsor bank.
- 0: The fifth character is always a zero. It is reserved for future use.
- MBGB06: The last six characters identify the specific branch. This part of the code is unique to each branch of the bank.
How to Use the IFSC Code for Fund Transfers
Using the IFSC code for an online money transfer is a straightforward process. Whether you are using NEFT, RTGS, or IMPS through your bank’s mobile app or website, the steps are generally the same.
- Log in to your net banking portal or mobile banking application.
- Navigate to the ‘Fund Transfer’ section and select the payment method (NEFT, RTGS, or IMPS).
- Add the recipient as a ‘beneficiary’. You will need to provide their name, bank account number, and the IFSC code of their bank branch. For the BARIAWAN branch, you would enter PUNB0MBGB06.
- After the beneficiary is successfully added, enter the amount you wish to transfer and confirm the transaction, usually with an OTP or transaction password.
Always double-check the account number and IFSC code before confirming the payment to avoid any errors.
Benefits of Using the Correct IFSC Code
- Accuracy: It eliminates confusion between different branches of the same bank, ensuring your money reaches the exact account it was intended for.
- Speed: The code allows for automated processing of transactions, which makes fund transfers faster and more efficient.
- Error Prevention: A valid IFSC code is the primary identifier for a branch. Using the correct one minimizes the risk of failed or misdirected transactions.
- Nationwide Reach: It is a standardized system that works for any bank branch across India, making inter-bank transfers seamless.
Contact Information
For any questions or direct assistance, you can contact the branch or the head office.
- Branch Phone Number: 9771464090
- Branch Address: BARIAWAN, Aurangabad, Bihar – 824101
- Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
- Toll-Free Number: 18001807777
Frequently Asked Questions
- Can I still use my old UBGB or DBGB IFSC code?
- No. All old IFSC codes associated with the previous banks are now invalid. You must use the new IFSC code starting with ‘PUNB’ for all transactions to be successful.
- Is the IFSC code the same for all Bihar Gramin Bank branches?
- No, each branch has its own unique IFSC code to differentiate it from others. The last six characters of the code are specific to the branch.
- What happens if I enter the wrong IFSC code?
- If the IFSC code you enter does not exist, the transaction will likely be rejected. If it corresponds to another branch, the funds could be sent to the wrong location, causing significant delays in getting your money back.
- Where can I find the IFSC code for my branch?
- The IFSC code is printed on the cheque leaves of your bank-issued chequebook and on the first page of your passbook. You can also find it on the bank’s official website.
- Is the IFSC code required for all types of transactions?
- The IFSC code is mandatory for online fund transfers like NEFT, RTGS, and IMPS. It is not required for cash deposits or withdrawals at the branch.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.