Bihar Gramin Bank Basopatti IFSC Code

The Bihar Gramin Bank branch at Basopatti is located in Basopatti village, Madhubani district, Bihar (PIN 847225). This page gives the branch’s IFSC code and related details you need for electronic fund transfers. The IFSC (Indian Financial System Code) is essential for routing payments through NEFT, RTGS and IMPS. Entering the correct IFSC and beneficiary account details ensures the funds reach the intended bank branch without delay or reversal.

Branch Details Table

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. All older IFSC codes that belonged to UBGB or DBGB have been revoked. For this branch, the valid IFSC to use for NEFT, RTGS and IMPS is PUNB0MBGB06. Any attempt to use the old UBGB/DBGB IFSC codes will fail or delay the transaction. Always use the new PUNB0MBGB06 code when sending funds to Basopatti branch accounts.

What is IFSC Code?

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payments. The structure is fixed:

• First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved).
• Last 6 characters: Branch identifier. Example: MBGB06 = Basopatti branch code portion.

How to Use IFSC Code (NEFT, RTGS, IMPS)

Follow these steps when initiating a transfer from netbanking or a mobile app:

• Choose transfer type: NEFT, RTGS or IMPS. Use IMPS for instant small-value transfers; RTGS for large-value immediate settlement; NEFT for normal transfers.
• Select “Add beneficiary” or “New payee”.
• Enter beneficiary name and account number exactly as given by the recipient.
• Enter IFSC: PUNB0MBGB06. Double-check character case and the fifth character is zero (0), not the letter O.
• Provide beneficiary mobile or email if prompted, and a short remark if needed.
• Authorize the addition (OTP or UPI confirmation). Many banks enforce a cooling period (e.g., 30 minutes to 24 hours) before first transfer to a newly added beneficiary.
• Initiate transfer: enter amount, select transfer type and confirm with OTP or transaction PIN.
• Keep the transaction reference/UTR number for tracking.

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the correct bank branch.
• Reduces failed transactions and delays due to incorrect beneficiary details.
• Required field for NEFT, RTGS and IMPS — mandatory for electronic transfers.
• Makes reconciliation easier for businesses receiving payments.
• Helps identify the bank and branch in case you need to contact them for a reversal or query.

Contact

Branch phone no: 9297954829

Branch Address: Basopatti, MADHUBANI, 847225

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use a slightly different IFSC (typo) and still complete the transfer?

  A: No. Even a single-character error in the IFSC can route the payment to a wrong branch code or make the payment fail. Always copy PUNB0MBGB06 exactly. The 5th character must be the digit zero (0).

• Q: Is IFSC mandatory for IMPS transactions?

  A: Most banks require IFSC for NEFT and RTGS. For IMPS, many banks allow transfers using MMID or UPI ID, but IFSC plus account number is also accepted and commonly used. Check your bank’s app options.

• Q: How long does a transfer to Basopatti branch take?

  A: IMPS is typically instant (seconds). NEFT and RTGS can be immediate or take minutes. Many banks now process NEFT/RTGS 24×7, but some may have internal cut-offs or beneficiary activation delays for newly added payees. Keep the UTR or transaction reference to track delays.

• Q: What if the money doesn’t arrive?

  A: First, verify the beneficiary account number and IFSC. If both are correct, note the UTR/transaction reference and contact your bank with that number. If incorrect details were provided, banks will attempt reversal; contact the beneficiary’s branch (Basopatti) using 9297954829 if needed.

• Q: How can I confirm this IFSC before sending a large amount?

  A: Confirm with the beneficiary on a recent bank statement or ask the Basopatti branch directly at 9297954829. Use the branch address and head office contact to validate if required.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.