Batia is a village branch of Bihar Gramin Bank in Jamui district, Bihar (PIN 811308). This IFSC code page explains the branch details and how to use its IFSC for electronic fund transfers. The IFSC is essential for NEFT, RTGS and IMPS transfers because it uniquely identifies the bank and branch for routing funds safely and quickly.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Batia |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3412 |
| Branch Address | Batia, Jamui, 811308, 8102918615 |
| Contact Number | 8102918615 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811308 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank for retail and branch-level operations. The combined entity now uses a single IFSC code for affected branches: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked and are no longer valid for NEFT, RTGS or IMPS transactions. If you have saved an old UBGB/DBGB IFSC in your beneficiary list, update it to PUNB0MBGB06 before making transfers. Transfers attempted with revoked IFSCs will fail or be returned.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments.
- First 4 characters: Identify the bank. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Identify the specific branch. They can be letters and numbers. In this IFSC, the last six are MBGB06.
- Full length is always 11 characters: example PUNB0MBGB06.
How to Use IFSC Code for NEFT, RTGS and IMPS
- Open your bank’s netbanking, mobile app or visit the branch for a transfer.
- Choose transfer type: NEFT (batch), RTGS (real-time, high value) or IMPS (instant, 24×7 for smaller amounts).
- Enter beneficiary name, account number and the IFSC PUNB0MBGB06.
- Verify the beneficiary bank and branch name shown by the system before proceeding. If the displayed bank/branch does not match, stop and recheck details.
- Enter amount and remarks. Confirm charges and transfer limits for the chosen method (RTGS typically has a higher minimum than NEFT or IMPS).
- Authenticate the payment with OTP, token or netbanking credentials.
- Save or note the transaction reference. NEFT/RTGS settle as per the bank’s clearing cycles; IMPS is immediate.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank branch without manual routing.
- Prevents delays: wrong IFSC can cause failed transfers and returns.
- Needed for online beneficiary setup in internet banking and mobile apps.
- Helps verify branch identity alongside MICR and branch code.
- Makes bulk or repeated transfers faster and less error-prone.
Contact
Branch Phone: 8102918615
Branch Address: Batia, Jamui, 811308
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: I have an old UBGB IFSC saved. Will my transfer still work?
A: No. Old UBGB and DBGB IFSCs have been revoked after merger. Update the beneficiary IFSC to PUNB0MBGB06. Transfers with revoked IFSCs will be returned or rejected.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC maps to a different branch but the account number exists there, the funds may be credited to that account. If the account number does not exist with the wrongly identified branch, the transfer will fail and return. Always verify both account number and IFSC.
Q: How long do NEFT, RTGS and IMPS transfers take to this branch?
A: IMPS is immediate (seconds). RTGS is immediate for eligible high-value transfers during working hours. NEFT is processed in half-hourly/evening batches depending on the bank’s clearing schedule. Expect NEFT to complete within a few hours to the same day if done during business hours.
Q: Does MICR 800811002 matter for online transfers?
A: MICR is used mainly for cheque clearing by clearing houses. It is not required for NEFT/RTGS/IMPS. IFSC is required for electronic transfers.
Q: How can I verify the IFSC before sending money?
A: Check the bank passbook, cheque leaf, or the branch contact. Confirm the IFSC displayed by your bank’s beneficiary entry screen. When in doubt, call the branch at 8102918615 or the toll-free number 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.