Baurisarai is a town in Nalanda district, Bihar (PIN 801303). This branch serves local residents and businesses for deposits, withdrawals and fund transfers. For electronic fund transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC routes your payment to the right bank and branch. A wrong or missing IFSC can delay the transfer or cause a return.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BAURISARAI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7142 |
| Branch Address | BAURISARAI, Nalanda, 801303, 9771464142 |
| Contact Number | 9771464142 |
| City | Nalanda |
| District | Nalanda |
| Reason | BIHARSHARIF |
| Pincode | 801303 |
| State | Bihar |
Merger Update
Important: The IFSC code PUNB0MBGB06 is now used for these operations under Punjab National Bank. If this branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), both sponsor/associate arrangements have been restructured and the banks were amalgamated into the current setup. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS. Do not use old UBGB/DBGB IFSC codes for transactions.
What is IFSC Code?
An IFSC (Indian Financial System Code) uniquely identifies a bank branch in electronic payment systems. The structure is fixed:
- First 4 characters: bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character: always the digit 0 (reserved).
- Last 6 characters: branch identifier (alphanumeric). Example: in PUNB0MBGB06, the branch part is MBGB06.
How to Use IFSC Code
Follow these steps when sending money via NEFT, RTGS or IMPS:
- Open your bank’s internet banking, mobile app or visit a branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT/RTGS availability depends on bank rules, but verify timings with your bank.)
- Enter beneficiary name, account number and the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, BAURISARAI branch.
- Confirm the beneficiary bank and branch shown by the system after you enter the IFSC. The app usually displays the branch name—check it matches BAURISARAI, Nalanda.
- Enter amount and purpose. For large urgent transfers prefer RTGS where applicable; for smaller instant transfers use IMPS.
- Verify details and authorize the transfer with OTP/password. Never share your OTP or banking password.
- For first-time transfers, consider a small test transfer (e.g., Rs. 10–100) to confirm routing and beneficiary details.
Benefits of Knowing IFSC
- Ensures accurate routing of electronic payments to the correct bank branch.
- Reduces delays and failed transfers caused by incorrect branch identification.
- Required field for NEFT, RTGS and IMPS; without it some systems will not process the transaction.
- Makes reconciliation easier for businesses and accountants when matching inward credits.
- Helps verify beneficiary details quickly when combined with MICR and branch code.
Contact
Branch phone no: 9771464142
Branch Address: BAURISARAI, Nalanda, 801303
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any other IFSC for transfers to this branch?
A: No. Use only the valid IFSC shown here: PUNB0MBGB06. Old IFSCs from UBGB/DBGB have been revoked and will likely cause transfer failures or returns.
Q: What happens if I enter the wrong IFSC but the correct account number?
A: If IFSC points to a different bank/branch, the transfer may fail or be routed incorrectly. Banks generally reject mismatched routing and return funds, but the process can take a few days. Always double-check IFSC and account number before confirming.
Q: How can I verify the IFSC before sending money?
A: Verify the IFSC on an account statement, bank cheque leaf, the branch’s customer service, or the branch details table above. In internet banking, the beneficiary details displayed after entering IFSC and account number should match BAURISARAI, Nalanda.
Q: Is IFSC required for IMPS?
A: Yes. IMPS requires an IFSC (or MMID for certain mobile-based transfers). For branch-to-branch transfers using account number, provide the IFSC PUNB0MBGB06.
Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic fund transfers and uniquely identifies the bank and branch. MICR (Magnetic Ink Character Recognition) is used mainly for processing cheques and is specific to the cheque clearing system. For this branch, the MICR code is 800811002.
If you are unsure about any detail, call the branch at 9771464142 or the head office toll-free number 18001807777 before initiating a large transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.