Bihar Gramin Bank Belahi IFSC Code

Bihar Gramin Bank Belahi IFSC Code

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Belahi is a village branch of Bihar Gramin Bank located in the Madhubani district of Bihar (PIN 847231). For sending or receiving funds to this branch, you need the branch IFSC code. The IFSC (Indian Financial System Code) is required for electronic fund transfers such as NEFT, RTGS and IMPS. It tells the payment system which bank and which branch should receive the funds, so using the correct IFSC avoids failed transfers and delays.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Belahi
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 108070
Branch Address Belahi, MADHUBANI, 847231, 9297954831
Contact Number 9297954831
City MADHUBANI
District MADHUBANI
Reason MADHUBANI
Pincode 847231
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank (PNB). As part of that consolidation the unified IFSC for the combined network is PUNB0MBGB06. If this Belahi branch previously used an UBGB or DBGB IFSC, those old IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Using an old or revoked IFSC will cause a transaction to fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is:

  • First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
  • 5th character: Always 0 (reserved).
  • Last 6 characters: Branch identifier. This can be letters, numbers or both. Example: in PUNB0MBGB06, the last 6 are MBGB06, which uniquely points to the Belahi (merged) branch under PNB mapping.

So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.

How to Use IFSC Code for NEFT / RTGS / IMPS

  • Log in to your bank’s netbanking or mobile app, or visit the branch if you prefer.
  • Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7; NEFT timings are usually batch-processed and RTGS is for large-value or urgent transfers.
  • Select “Add Beneficiary” or “New Payee.” Enter the beneficiary name exactly as on their bank account.
  • Enter the beneficiary account number and the IFSC code: PUNB0MBGB06. Double-check both entries character-by-character.
  • Save the beneficiary. Some banks require beneficiary approval or a cooling period (e.g., 30 minutes to 24 hours) before first use.
  • Initiate the transfer. Enter the amount and any remarks. Confirm OTP or transaction PIN as required.
  • After sending, note the transaction reference or UTR number. Keep it until the beneficiary confirms receipt.

Practical tips: confirm the IFSC and account number with the beneficiary before transferring. For high-value transfers, consider sending a small test amount first.

Benefits of Knowing the IFSC

  • Ensures funds route to the correct bank branch in NEFT, RTGS and IMPS transfers.
  • Reduces the chance of payment failures and delays.
  • Required to add beneficiaries in internet and mobile banking.
  • Helps verify branch identity when you have only branch name or address.
  • Makes reconciliation easier for businesses and individuals tracking receipts.

Contact

Branch Phone No: 9297954831

Branch Address: Belahi, MADHUBANI, 847231

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

Q: What is the IFSC code for Bihar Gramin Bank Belahi branch?
A: The IFSC code is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers.

Q: I have an old UBGB IFSC for this branch. Can I still use it?
A: No. Old UBGB IFSC codes have been revoked after the merger. You must use the new IFSC PUNB0MBGB06. Transactions using revoked codes will fail.

Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC points to a different bank branch, the transfer may go to a different branch’s clearing pool and could fail or be returned. If the wrong IFSC belongs to the same bank and maps to another branch, the funds could be misdirected. Always verify both IFSC and account number.

Q: Can I use the MICR code instead of IFSC for electronic transfers?
A: No. MICR (e.g., 800811002 for this branch) is used mainly for cheque clearing. Electronic transfers require the IFSC. MICR does not route NEFT/RTGS/IMPS payments.

Q: How can I confirm the branch details before sending money?
A: Confirm the beneficiary’s account number and IFSC with them directly. You can also call the branch at 9297954831 or the bank’s toll-free number 18001807777 to verify details.

Q: Is the branch code 108070 related to the IFSC?
A: The branch code (108070) is an internal numeric identifier for the branch. The IFSC’s last six characters (MBGB06) are the official electronic identifier used for routing; those two identifiers can be different.

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