Bihar Gramin Bank Belakhurd IFSC Code

Bihar Gramin Bank Belakhurd IFSC Code

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The Bihar Gramin Bank branch at Belakhurd is located in Sitamarhi district of Bihar. This branch uses the IFSC code for electronic fund transfers. IFSC is required when sending money by NEFT, RTGS, or IMPS. Entering the correct IFSC ensures funds route to the right bank branch and speed up settlement of the transfer.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Belakhurd
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100028
Branch Address Belakhurd, SITAMARHI, 0, 9297954737
Contact Number 9297954737
City SITAMARHI
District SITAMARHI
Reason SITAMARHI
Pincode 0
State Bihar

Merger Update

This branch operates under the consolidated setup following the regional rural bank mergers. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity that now transacts under Punjab National Bank’s routing. The only valid IFSC for transactions for these merged units is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Use PUNB0MBGB06 when initiating NEFT, RTGS or IMPS transfers to avoid rejects or misrouting.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic payments. The format is:

  • First 4 characters = bank code (example: PUNB = Punjab National Bank)
  • 5th character = 0 (reserved)
  • Last 6 characters = branch identifier (example: MBGB06)

Example parsed: PUNB0MBGB06 = PUNB | 0 | MBGB06.

How to Use IFSC Code

  • Open your bank’s online transfer page or mobile app.
  • Choose NEFT, RTGS or IMPS depending on value and urgency.
  • Enter beneficiary name and account number exactly as given.
  • Enter the IFSC: PUNB0MBGB06. Double-check for typos (letters like O vs zero).
  • Enter amount and purpose. For RTGS, confirm it meets the high-value threshold (generally ₹2,00,000 and above).
  • Verify details, then authorize the payment using OTP or your bank’s authentication method.
  • Save the transaction reference or UTR for tracking.

Benefits of Knowing the IFSC

  • Ensures funds route to the exact branch and reduce failure risk.
  • Required for all electronic transfers: NEFT, RTGS, IMPS.
  • Makes verification faster when receiving money or troubleshooting failed transfers.
  • Helps distinguish branches with similar names (same bank, different branch codes).
  • Useful for filling forms like ECS mandates and third-party payment setups.

Contact

Branch phone no: 9297954737

Branch Address: Belakhurd, SITAMARHI, 0, 9297954737

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Can I use the MICR code instead of the IFSC for online transfers?
A: No. MICR (800811002) is used for cheque processing and clearing. Online transfers require the IFSC (PUNB0MBGB06).

Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the bank and branch details, the transaction may be rejected and funds returned. If the IFSC points to another branch and the account number matches an existing account there, funds could be credited to the wrong account. Always verify both IFSC and account number.

Q: Are NEFT, RTGS and IMPS available 24/7?
A: IMPS is available 24×7. NEFT and RTGS are now generally available round-the-clock, but banks may have specific cut-off or maintenance windows. Check your bank’s schedule when timing a transfer.

Q: What is the usual time taken for a transfer to credit?
A: IMPS is instant. NEFT settles quickly and often within minutes, but can depend on bank processing. RTGS is near real-time for high-value payments. Retain the UTR/transaction reference to track delays.

Q: Has the IFSC for this branch changed after the merger?
A: Yes. After the regional rural bank mergers and integration under Punjab National Bank, the valid IFSC to use is PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked and should not be used.

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