BELCHISHARIF is a branch of Bihar Gramin Bank located in Nalanda district, Bihar (PIN 813107). For anyone sending or receiving money to this branch, knowing the correct IFSC code is essential. The IFSC (Indian Financial System Code) uniquely identifies the bank and branch for electronic fund transfers like NEFT, RTGS and IMPS. Using the correct IFSC ensures the payment reaches the intended branch without delay or returns.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BELCHISHARIF |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7143 |
| Branch Address | BELCHISHARIF, Nalanda, 813107, 9771464143 |
| Contact Number | 9771464143 |
| City | Nalanda |
| District | Nalanda |
| Reason | BIHARSHARIF |
| Pincode | 813107 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under the sponsor bank Punjab National Bank. All branches that were under UBGB or DBGB now operate with the single IFSC code PUNB0MBGB06 (the PUNB prefix indicates Punjab National Bank). The old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer to BELCHISHARIF branch use only PUNB0MBGB06. Transactions attempted with old IFSC codes will fail or be returned.
What is IFSC Code?
An IFSC code is an 11-character alphanumeric code that identifies a bank branch in India for electronic payments. The structure is fixed:
- First 4 characters — bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character — always the digit 0, reserved for future use.
- Last 6 characters — branch code (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
IFSC is case-insensitive. It uniquely points to one branch so the clearing systems know where to route the funds.
How to Use IFSC Code
- Open your bank’s netbanking or mobile app or visit a branch to initiate a transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7; NEFT runs in settlement batches; RTGS is for high-value real-time transfers.)
- Add a beneficiary if not already added. Enter beneficiary name, account number and the IFSC code PUNB0MBGB06 for BELCHISHARIF.
- Verify account details. Mistyping the IFSC or account number causes failure or misrouting.
- Confirm the transfer and authenticate using OTP or your bank’s secure method.
- Save the beneficiary if you will transfer again. Check the transaction status until successful credit is confirmed.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds are sent to the correct branch and account.
- Speed: Enables instant or near-instant electronic transfers (IMPS/RTGS/NEFT).
- Reduced errors: Correct IFSC lowers chances of returns or manual intervention.
- Reconciliation: Useful for businesses to match incoming payments to branches.
- Convenience: Required to add beneficiaries and automate transfers in digital banking.
Contact
Branch phone no: 9771464143
Branch Address: BELCHISHARIF, Nalanda, 813107
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for BELCHISHARIF branch?
Yes. After the merger under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Older UBGB or DBGB IFSC codes are revoked and should not be used.
Q: What happens if I enter the wrong IFSC?
If the IFSC does not match the bank and branch of the account number, the transfer will usually fail or be returned. In some cases the payment may route to a different branch if the account number formats match; always verify both IFSC and account number to avoid errors.
Q: Do I need the MICR code for electronic transfers?
No. MICR (800811002) is used for cheque clearing and some back-office processes. For NEFT, RTGS and IMPS you need the IFSC and the beneficiary account details.
Q: How do I verify the IFSC before sending money?
Confirm the IFSC from your bank statement, cheque book, or by calling the branch at 9771464143. Also verify the branch address and account holder name before initiating the transfer.
Q: Can I use this IFSC for international transfers?
IFSC is used for domestic electronic transfers. For inward foreign remittances, banks normally require SWIFT/BIC codes and specific remittance instructions. Contact the branch or head office (toll free 18001807777) for guidance on international transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.