Bihar Gramin Bank, BENAR branch is located in Benar village, Nalanda district, Bihar — PIN 803107. This branch serves local residents and small businesses in the area. For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code is the unique identifier that routes your payment to this exact branch. Using the correct IFSC ensures funds reach the right account quickly and avoids failed or delayed transfers.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | BENAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7146 |
| Branch Address | BENAR, Nalanda, 803107, 9771464146 |
| Contact Number | 9771464146 |
| City | Nalanda |
| District | Nalanda |
| Reason | BIHARSHARIF |
| Pincode | 803107 |
| State | Bihar |
Merger Update
If this branch originally belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both banks have been merged into Punjab National Bank (PNB). After the merger, a single IFSC code is used for the merged entity: PUNB0MBGB06. The old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions you must use the new IFSC PUNB0MBGB06. Transactions using old IFSC codes will not be successful.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that identifies a bank branch for electronic payments. The structure is:
- First 4 characters: Bank code (letters). Example: PUNB for Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (letters/numbers). Example: MBGB06 in PUNB0MBGB06.
So PUNB0MBGB06 breaks down as: PUNB (PNB) + 0 + MBGB06 (branch code for the merged Bihar Gramin Bank BENAR branch).
How to Use IFSC Code
Follow these steps to transfer funds to an account at Bihar Gramin Bank, BENAR:
- Open your bank’s netbanking or mobile app. Choose “Fund Transfer” or “Add Beneficiary.”
- Enter the beneficiary name exactly as on their account.
- Enter the beneficiary account number carefully. Double-check digits.
- Enter the IFSC code: PUNB0MBGB06.
- Select the transfer type: NEFT, RTGS or IMPS. (NEFT: any amount, typically settled in batches; RTGS: for high-value transfers, usually >= ₹2,00,000 though banks may apply their own minimums; IMPS: immediate, available 24×7 with bank-defined limits.)
- Confirm details and authenticate the transfer using OTP or transaction PIN.
- Save the beneficiary after the bank’s mandatory verification period, if required, before sending funds.
Tips: Verify the branch name and MICR (800811002) if you receive confirmation messages. If you enter a wrong IFSC, the transfer will usually be rejected or returned, but delays can occur.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS payments to the exact branch and account.
- Reduces failed transfers and associated delays or reversal processes.
- Required information when adding beneficiaries in online banking or UPI profile setup.
- Helps customers and businesses reconcile electronic receipts with branch details (useful with MICR 800811002).
- Necessary for inward remittances and for suppliers or government payments that demand precise branch identification.
Contact
Branch phone no: 9771464146
Branch Address: BENAR, Nalanda, 803107
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger into Punjab National Bank, the valid IFSC for the merged Bihar Gramin Bank BENAR branch is PUNB0MBGB06. Any old UBGB or DBGB IFSC codes have been revoked.
Q: What happens if I enter the wrong IFSC while sending money?
A: If the IFSC does not match the bank and branch, the transfer may be rejected and funds returned to the sender’s account. If the IFSC points to another valid branch and the account number matches there, the funds could reach the wrong account. Always double-check IFSC and account number.
Q: Where can I verify this IFSC before making a transfer?
A: Verify the IFSC from the bank’s official documents, cheque leaf, passbook, or by calling the branch at 9771464146 or the bank’s toll-free number 18001807777. Always confirm if you have any doubt.
Q: Does IFSC affect NEFT, RTGS and IMPS choices?
A: IFSC identifies the receiving branch for all three systems. Choice between NEFT, RTGS or IMPS depends on urgency and amount (RTGS for large value, NEFT for regular transfers, IMPS for immediate small-value transfers). The same IFSC is used regardless of the transfer mode.
Q: What is the use of MICR code 800811002?
A: MICR 800811002 is used primarily for cheque processing and clearing. It speeds up physical cheque clearance and helps in automated sorting at clearing houses. For electronic transfers, IFSC is the main code to use.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.