Bihar Gramin Bank Ber IFSC Code

Bihar Gramin Bank Ber IFSC Code
This Ber branch is located in Ber village, Darbhanga district, Bihar (PIN 848213). Use the IFSC code when you transfer funds to or from this branch with NEFT, RTGS or IMPS. The IFSC identifies the bank and branch so electronic payments route correctly. Entering the correct IFSC avoids delays, failed transfers, or misrouting of funds.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Ber
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100443
Branch Address	Ber, DARBHANGA, 848213, 9297955078
Contact Number	9297955078
City	DARBHANGA
District	DARBHANGA
Reason	DARBHANGA
Pincode	848213
State	Bihar

Merger Update

This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated, and their former IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction to this branch, use PUNB0MBGB06 only. Old UBGB/DBGB IFSCs are invalid and will cause failed or returned transactions.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments. Structure:

• First 4 characters: identify the bank (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: always ‘0’ (reserved for future use).
• Last 6 characters: identify the specific branch. Example: MBGB06 points to the merged Bihar Gramin Bank branch under PNB.

How to Use IFSC Code

Use the IFSC when adding a beneficiary or initiating a transfer in netbanking, mobile banking or at the ATM branch counter. Practical steps:

• Open your bank’s transfer screen (Add Beneficiary / New Payee).
• Enter beneficiary name, account number, and the IFSC PUNB0MBGB06 exactly as provided.
• Select transfer type: NEFT, RTGS or IMPS.
• Verify bank and branch name shown by your bank app — this confirms the IFSC matches the branch.
• Enter the amount and transaction remark. Confirm and authenticate (OTP / PIN).

Notes on systems:

• NEFT: Typically no lower limit; used for routine transfers. Available 24×7 in most banks.
• RTGS: For large-value transfers. RBI minimum is usually Rs. 2,00,000 (check your bank). Often available 24×7.
• IMPS: Instant fund transfer, available 24×7 for smaller sums. Requires IFSC + account number or MMID + mobile, depending on method.

Always double-check the IFSC and account number before confirming. A wrong IFSC may route to a different branch; an invalid IFSC usually results in transaction failure and return.

Benefits

• Ensures funds route to the correct bank branch for NEFT, RTGS and IMPS.
• Saves time by avoiding failed transfers and return charges.
• Required for adding beneficiaries in netbanking and mobile apps.
• Helps customer support locate transactions quickly using branch code bits.
• Useful when filling forms that require branch-level identification, like salary credits or billers.

Contact

Branch phone: 9297955078

Branch Address: Ber, DARBHANGA, 848213

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Which IFSC should I use to send money to Ber branch, Darbhanga?
A: Use PUNB0MBGB06. This is the active IFSC for the Ber branch under Punjab National Bank after the merger.

Q: What happens if I use an old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSCs have been revoked. The transaction will either fail or be returned. Always use the new IFSC PUNB0MBGB06.

Q: Is the IFSC case-sensitive?
A: No. Systems typically accept either uppercase or lowercase. Still, enter it as provided (uppercase) to avoid errors when copying from handwritten forms.

Q: Can I use the IFSC for UPI transfers?
A: UPI uses a Virtual Payment Address (VPA) and does not require IFSC for person-to-person UPI payments. However, IFSC is needed when you link a bank account manually for some payment setups or for non-UPI electronic transfers.

Q: My transfer shows “successful” but beneficiary didn’t receive funds. What do I do?
A: First check the transaction reference/UTR. Contact your bank with UTR and beneficiary details. Also call the branch at 9297955078 or the head office toll-free 18001807777. Provide timestamps and the IFSC used. Banks trace transactions using the UTR and resolve reversals if routing errors occurred.