Bihar Gramin Bank, Berain branch is located in Berain village, Muzaffarpur district, Bihar (PIN 843129). This IFSC details page helps customers and businesses route electronic fund transfers to this specific branch. The IFSC code is essential when sending money through NEFT, RTGS or IMPS. An incorrect or missing IFSC can delay transactions or cause them to be rejected.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Berain |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100122 |
| Branch Address | Berain, MUZAFFARPUR, 843129, 9297955336 |
| Contact Number | 9297955336 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843129 |
| State | Bihar |
Merger Update
Important: The regional rural banks that served Bihar — including units known as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been consolidated under Punjab National Bank’s sponsorship for unified operations. As part of that process, the consolidated branches now use the single IFSC PUNB0MBGB06 for electronic transfers. Old IFSC codes issued under UBGB or DBGB have been revoked. For any NEFT/RTGS/IMPS transfer to this branch, use only the new IFSC PUNB0MBGB06.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It identifies a specific bank branch for electronic payments.
- First 4 characters: Bank identifier. Example: PUNB stands for Punjab National Bank.
- 5th character: Always the digit 0 (reserved).
- Last 6 characters: Branch identifier. They can be letters or numbers. In PUNB0MBGB06, the last six characters (MBGB06) point to the Berain branch under the merged arrangement.
How to Use IFSC Code for NEFT, RTGS, IMPS
Follow these steps when sending money to the Berain branch.
- Confirm the beneficiary’s account name and account number exactly as held at the Berain branch.
- Note the IFSC: PUNB0MBGB06. Enter it without spaces or typos.
- Log in to your bank’s online banking or mobile app. Or visit a branch if you prefer offline service.
- Choose the transfer method: NEFT, RTGS, or IMPS. (IMPS is instant and works 24×7; NEFT and RTGS are now available round-the-clock in most banks. RTGS is usually used for larger amounts; typical minimum is around ₹2,00,000.)
- Enter beneficiary details: name, account number, IFSC, and branch (Berain, Muzaffarpur).
- Enter the amount and any purpose/remarks required by your bank.
- Verify all details carefully. Confirm and authenticate using the bank OTP or other security step.
- Save or note the transaction reference number. Use it to track or query the transfer if needed.
Always re-check the IFSC and account number before confirming. A wrong IFSC may route funds to a different branch or cause rejection.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account quickly.
- Required for NEFT, RTGS and IMPS transfers — without it online forms may not process.
- Speeds up account verification for salary credits, vendor payments, or refunds.
- Helps resolve transaction queries — providing the IFSC and branch details narrows investigations.
- Prevents delays or failed transfers caused by using obsolete codes (important after bank mergers).
Contact
Branch phone: 9297955336
Branch address: Berain, MUZAFFARPUR, 843129
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use only PUNB0MBGB06 for transfers to the Berain branch.
Q: What if I enter the wrong IFSC but the correct account number?
A: The banking system uses both account number and IFSC. If the IFSC points to a different bank/branch, the transaction may be rejected or returned. If the account number exists at the IFSC-specified branch, the bank may still credit it. Always verify both to avoid delays.
Q: Is IMPS faster than NEFT or RTGS?
A: IMPS is instant and available 24×7 for smaller retail transfers. NEFT processes funds quickly and is also available round-the-clock; processing times may vary by bank. RTGS is meant for large-value transfers and settles in real time, typically used for amounts above around ₹2 lakh.
Q: How can I confirm the branch MICR and branch code?
A: The MICR code for the Berain branch is 800811002. The branch code is 100122. You can confirm these details on your passbook, cheque leaf, or by calling the branch number (9297955336).
Q: What should I do if a transfer to PUNB0MBGB06 fails?
A: Keep the transaction reference and timestamp. Contact your bank with these details and the beneficiary branch contact (9297955336). Provide the IFSC, account number and amount so both banks can trace the payment. If needed, escalate using the bank’s grievance procedure or the toll-free number (18001807777).
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.