Bihar Gramin Bank BERAUNTI IFSC Code

The Bihar Gramin Bank branch at BERAUNTI is located in Nalanda district, Bihar (Pincode 803115). This branch serves local residents and businesses around Beraunti village and nearby areas. For sending or receiving electronic fund transfers — NEFT, RTGS or IMPS — the correct IFSC code is required. The IFSC directs the payment to the exact bank and branch in the national payment system. Using the right IFSC prevents failed transfers, delays, or misrouting of funds.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	BERAUNTI
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6899
Branch Address	BERAUNTI, Nalanda, 803115, 9523596899
Contact Number	9523596899
City	Nalanda
District	Nalanda
Reason	BIHARSHARIF
Pincode	803115
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank for unified operations. After the merger, the unified IFSC code in use for the concerned branches is PUNB0MBGB06. Old IFSC codes issued under UBGB or DBGB have been revoked. For any electronic transfer (NEFT / RTGS / IMPS) you must use the new IFSC code PUNB0MBGB06. Transactions attempted using the old IFSC values will not be routed and may be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify a bank branch for electronic payments. Its structure is:

• First 4 characters — bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character — always a zero (0) reserved for future use.
• Last 6 characters — branch identifier (letters or numbers). Example: MBGB06 identifies the specific merged-grameen branch.

So in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code.

How to Use IFSC Code for NEFT, RTGS, IMPS

1. Open your bank’s internet banking, mobile app, or visit the branch kiosk for funds transfer.
2. Select the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7; NEFT and RTGS rules depend on bank timings, though many services now run round‑the‑clock.)
3. Add a beneficiary. Enter beneficiary name, account number, and the IFSC code exactly as PUNB0MBGB06. Avoid extra spaces and check spelling.
4. Verify the beneficiary details shown after you add them. Many banks send an OTP for beneficiary addition—complete that step.
5. Initiate the transfer by selecting the added beneficiary, entering the amount and transaction purpose, then authenticate with OTP/password/2FA as required.
6. Keep the transaction reference or UTR for tracking. If the transfer fails or is returned, share the UTR with your bank for tracing.

Note: RTGS is intended for high-value transfers; NEFT is suitable for most retail payments; IMPS is best for instant low- to medium-value transfers. Always confirm limits and cut-off timings with your bank before initiating large transactions.

Benefits of Knowing the IFSC Code

• Ensures funds reach the exact branch and account without delay.
• Makes adding beneficiaries quick and error-free in internet/mobile banking.
• Helps customer service and reconciliation if a payment needs tracing (provide IFSC + account + UTR).
• Prevents failed transfers that can occur when an incorrect or revoked IFSC is used.
• Required for online forms, salary credits, vendor payments and government transfers (subsidies, pensions).

Contact

Branch Phone No: 9523596899

Branch Address: BERAUNTI, Nalanda, 803115

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

Q: I have the old UBGB IFSC for this branch. Can I still use it?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for all electronic transfers.

Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the bank account details, the payment may fail or be returned to the sender. In some rare cases it could route to a different branch if the account number matches another branch—always verify both account number and IFSC before sending funds.

Q: Is the IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it should be entered without extra spaces and with correct characters to avoid errors.

Q: Can I use this IFSC for cheque clearing and ATM transactions?
A: IFSC is specifically for electronic fund transfers (NEFT/RTGS/IMPS). Cheque clearing uses MICR code (here: 800811002) and ATM transactions rely on card network routing, not IFSC.

Q: How can I verify the IFSC before making a transfer?
A: Verify the IFSC on the bank passbook, cheque leaf, or by calling the branch at 9523596899. You can also confirm with the bank’s official customer care (toll‑free 18001807777) before initiating a large transfer.