The Bihar Gramin Bank branch at BERIAN BAZAR is located in Aurangabad district, Bihar (PIN 824303). This branch serves local customers for deposits, withdrawals, remittances and other retail banking. For online fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is essential. The IFSC routes electronic payments to the exact bank and branch. Entering the right IFSC helps avoid failed transfers, delays and manual intervention.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BERIAN BAZAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7473 |
| Branch Address | BERIAN BAZAR, Aurangabad, 824303, 7781004473 |
| Contact Number | 7781004473 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824303 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). After the merger, both banks now use the single IFSC PUNB0MBGB06 for transactions routed through Punjab National Bank. All old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS you must use PUNB0MBGB06 only. If you have previously saved an old UBGB/DBGB IFSC in your beneficiary list, update it now to avoid failed transfers or returns.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It uniquely identifies a bank branch for electronic payments in India. The structure is fixed:
- First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six are MBGB06.
Total length is 11 characters. IFSC is required to route NEFT, RTGS and IMPS payments to the correct branch.
How to Use IFSC Code
Follow these steps when making an online transfer to the BERIAN BAZAR branch.
- Open your bank’s netbanking or mobile app and go to Fund Transfer or Payments.
- Select the transfer type: NEFT / RTGS / IMPS. (IMPS is instant; NEFT and RTGS are system-based—check your bank for current availability windows.)
- Choose Add New Beneficiary. Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
- Confirm details. The app usually auto-populates the bank and branch based on IFSC. Verify it shows BERIAN BAZAR or PUNB0MBGB06.
- Complete authentication (OTP/password). For a new beneficiary, do a small test transfer (Rs. 1–100) to confirm before sending large amounts.
- Initiate the full transfer once beneficiary is verified. Keep the transaction reference number until funds reflect.
Notes:
- NEFT and RTGS settlement rules may change. Confirm limits and cut-off from your bank. IMPS is immediate and available 24×7.
- If you are updating saved beneficiaries after the UBGB/DBGB merger, replace old IFSCs with PUNB0MBGB06.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank and branch without manual intervention.
- Reduces failed transactions and return charges.
- Speeds up processing — electronic systems validate IFSC automatically.
- Necessary for adding beneficiaries in netbanking and mobile apps.
- Helps customer support trace transactions using the IFSC and branch code.
Contact
Branch phone no: 7781004473
Branch Address: BERIAN BAZAR, Aurangabad, 824303, 7781004473
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger under Punjab National Bank, PUNB0MBGB06 is the valid IFSC for BERIAN BAZAR. Any old UBGB/DBGB IFSC codes have been revoked.
Q: How do I verify this IFSC before sending money?
A: Verify on your cheque leaf or passbook, call the branch at 7781004473, or check the IFSC shown when you add the beneficiary in your bank’s official app. The app should display the branch name when the IFSC is correct.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the beneficiary account details, the transaction may be rejected or returned. In some cases where account number and IFSC belong to the same bank, the receiving bank may still process it after manual verification, causing delays. Always confirm both IFSC and account number.
Q: Which transfer method should I use — NEFT, RTGS or IMPS?
A: Use IMPS for instant retail transfers and mobile payments. Use NEFT for regular transfers (suitable for most amounts). RTGS is intended for high-value real-time gross settlement. Check your bank for limits and charges.
Q: Do I need to update saved beneficiaries because of the merger?
A: Yes. If you have saved beneficiaries using old UBGB or DBGB IFSC codes, update them to PUNB0MBGB06 to avoid failed transfers. After updating, perform a small test transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.