Bihar Gramin Bank Bhadian IFSC Code

The Bihar Gramin Bank branch at Bhadian serves customers in Sitamarhi district, Bihar. This IFSC information helps you make electronic fund transfers (NEFT, RTGS, IMPS) to and from this branch. Entering the correct IFSC ensures the payment routes to the right bank and branch and avoids delays or reversals.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Bhadian
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100124
Branch Address	Bhadian, SITAMARHI, 0, 9297954740
Contact Number	9297954740
City	SITAMARHI
District	SITAMARHI
Reason	SITAMARHI
Pincode	0
State	Bihar

Merger Update

Important: Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB) for core banking and clearing. This Bhadian branch now uses the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC for NEFT, RTGS and IMPS transfers. Transactions attempted with old codes may fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It identifies bank branches for electronic payments. The structure is:

• First 4 characters: Bank code (example: PUNB = Punjab National Bank).
• 5th character: Always zero (0), reserved for future use.
• Last 6 characters: Branch identifier (example: MBGB06 identifies the Bhadian branch under the merged arrangement).

How to Use IFSC Code

Use the IFSC when you set up a beneficiary or make a transfer. Steps:

• Open your bank’s netbanking portal or mobile app.
• Choose fund transfer option: NEFT, RTGS or IMPS.
• Select “Add Beneficiary” (or similar). Enter beneficiary name exactly as on their account.
• Enter beneficiary account number and re-type to confirm.
• Enter IFSC: PUNB0MBGB06. Verify characters carefully (PUNB + 0 + MBGB06).
• Choose transfer type: NEFT (suitable for regular transfers), RTGS (for higher-value transfers), IMPS (instant, typically used for immediate needs).
• Enter amount and purpose. Confirm details and authorize with OTP or transaction PIN.
• Keep the transaction reference for tracking. If the transfer is returned, contact your bank quoting that reference.

Practical tips: Double-check IFSC and account number before authorizing. If unsure, call the branch at 9297954740 to confirm details.

Benefits of Knowing the IFSC

• Ensures funds route to the correct bank branch.
• Speeds up electronic transfers (fewer errors and reversals).
• Required for adding beneficiaries in netbanking and mobile apps.
• Helps verify cheque clearing details via MICR and branch code.
• Useful when filling forms for pensions, salary credits, or direct deposits.

Contact

Branch Phone: 9297954740

Branch Address: Bhadian, SITAMARHI, 0

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: What does PUNB0MBGB06 mean?

  A: PUNB = Punjab National Bank. The 5th character 0 is reserved. MBGB06 is the branch identifier for the Bhadian branch under the merged structure.

• Q: Can I still use the old UBGB IFSC?

  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for electronic transfers.

• Q: What if I enter a wrong IFSC?

  A: If the IFSC does not match any branch, the transfer will usually be rejected and funds returned. If the IFSC is valid but points to a different account, funds may go to someone else. Always verify IFSC and account number together.

• Q: Which method should I use — NEFT, RTGS or IMPS?

  A: Use IMPS for instant small-to-medium transfers that need immediate credit. NEFT is suitable for routine transfers. RTGS is preferred for high-value payments. Check your bank’s limits and charges before choosing.

• Q: How can I confirm the branch IFSC if I doubt it?

  A: Call the branch at 9297954740 or the bank’s toll-free number 18001807777. You can also verify the IFSC on your bank passbook or cheque leaf (cheque shows MICR and branch details).