BHATAHAR branch is located in Nalanda district of Bihar (Pincode 801307). This branch serves local residents and businesses for routine banking needs. For electronic fund transfers — NEFT, RTGS and IMPS — the branch’s IFSC code is essential. The IFSC directs the payment to the correct bank and branch so funds settle quickly and correctly.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | BHATAHAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6907 |
| Branch Address | BHATAHAR, Nalanda, 801307, 9523596907 |
| Contact Number | 9523596907 |
| City | Nalanda |
| District | Nalanda |
| Reason | BIHARSHARIF |
| Pincode | 801307 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). Post-merger, branches previously under UBGB/DBGB now operate using the single IFSC PUNB0MBGB06 for electronic transfers. Old UBGB/DBGB IFSC codes have been revoked. Use only the new IFSC (PUNB0MBGB06) for NEFT, RTGS or IMPS to avoid failed or returned transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to the correct bank and branch.
- First 4 characters = Bank identifier (example: PUNB = Punjab National Bank).
- 5th character = Reserved and is always 0.
- Last 6 characters = Branch identifier (alphanumeric). In this case: MBGB06 identifies the BHATAHAR branch under the PNB system.
How to Use IFSC Code
- Log in to your bank’s internet or mobile banking, or visit an ATM/branch form for fund transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant; NEFT/RTGS are used for account-to-account settlement — RTGS typically for higher-value transfers.)
- Add a new beneficiary: enter beneficiary name, account number and the IFSC PUNB0MBGB06 for BHATAHAR branch.
- Verify the beneficiary details. Some banks require a short activation wait (this can range from minutes to a few hours).
- Initiate the transfer: select the beneficiary, enter amount and purpose, then confirm with your authentication method (OTP, token, etc.).
- Save transaction receipt or UTR reference. Use it to track or follow up on failed transfers.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct branch (BHATAHAR, Nalanda) and avoids return delays.
- Required input for NEFT, RTGS and IMPS transfers from internet or branch banking.
- Helps verify beneficiary details before adding them — reducing fraud or misdirected payments.
- Simplifies reconciliation for businesses when matching bank remittances to invoices.
- Useful when filling bank forms, applying for loans, or linking accounts for ECS/Direct Credit.
Contact
Branch Phone No: 9523596907
Branch Address: BHATAHAR, Nalanda, 801307
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: How do I verify that PUNB0MBGB06 is the correct IFSC for BHATAHAR?
A: Verify by checking a cancelled cheque leaf from the BHATAHAR branch, contacting the branch at 9523596907, or using the bank’s official communication. Since UBGB/DBGB codes were revoked after merger, rely on the new PUNB0MBGB06 code.
Q: Can I still use an old UBGB or DBGB IFSC code?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Only the new IFSC PUNB0MBGB06 is valid for transactions to this branch.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match a valid branch, the transaction will usually fail and be returned. If the IFSC matches a different valid branch but the account number exists there, funds could be credited incorrectly and recovery will require bank intervention and time. Always double-check IFSC and account number.
Q: Which fund transfer method should I use: NEFT, RTGS or IMPS?
A: Use IMPS for instant small-value transfers any time. NEFT is suitable for routine transfers and is generally available round the clock; RTGS is intended for higher-value transfers (check with your bank for any bank-specific limits). Confirm limits and charges with your bank before sending high-value payments.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers and identifies bank+branch (used for NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used for clearing physical cheques through the clearing system. Both are different and serve separate purposes.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.