Bihar Gramin Bank Bhoj Paraul IFSC Code

Bhoj Paraul branch is located in Madhubani district of Bihar, PIN 847121. This branch operates under Bihar Gramin Bank and serves local residents and businesses. For electronic fund transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. It identifies the bank and branch involved in the transfer and ensures money reaches the intended account quickly and securely.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Bhoj Paraul
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108061
Branch Address	Bhoj Paraul, MADHUBANI, 847121, 9297954840
Contact Number	9297954840
City	MADHUBANI
District	MADHUBANI
Reason	MADHUBANI
Pincode	847121
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank for electronic clearing. All earlier IFSC codes issued to UBGB or DBGB branches have been revoked. The only valid IFSC for transactions for these merged branches is PUNB0MBGB06. Use this new code for NEFT, RTGS and IMPS. Old UBGB/DBGB IFSC codes will not work for fund transfers.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is fixed:

• First 4 characters = bank identifier (for example, PUNB = Punjab National Bank).
• 5th character = always 0 (reserved).
• Last 6 characters = branch identifier (alphanumeric), unique to the branch (for example, MBGB06 in PUNB0MBGB06).

Example: PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (branch).

How to Use IFSC Code

Use the IFSC when you set up or execute an electronic transfer. The steps are:

• Open your bank’s netbanking or mobile banking app, or visit the branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT: batch settlement; RTGS: real-time for larger amounts; IMPS: immediate, 24×7 subject to bank limits.)
• Enter beneficiary name, account number and the beneficiary branch IFSC: PUNB0MBGB06 for Bhoj Paraul.
• Verify the details on screen. Check account number and IFSC carefully before confirming.
• Authorize the transfer (OTP or transaction PIN). Save the transaction receipt or reference number for tracking.

Benefits of Knowing IFSC

• Ensures funds reach the correct branch and account without delay.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Saves time when adding beneficiaries in netbanking or mobile apps.
• Reduces chances of failed transactions and reversal delays.
• Helps customer support trace and reconcile transfers quickly.

Contact

Branch Phone: 9297954840

Branch Address: Bhoj Paraul, MADHUBANI, 847121

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is the IFSC PUNB0MBGB06 case-sensitive?
A: No. IFSC codes are not case-sensitive. You can enter letters in upper or lower case. The code is typically shown in upper case.

Q: Can I use the old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use PUNB0MBGB06 for all electronic transfers.

Q: What happens if I enter the wrong IFSC but the account number is correct?
A: If the IFSC does not match the account number and bank system detects a mismatch, the payment usually fails and is reversed. If the IFSC corresponds to a different branch but the exact account number exists there, funds could be routed incorrectly. Always verify both IFSC and account number.

Q: Where else can I find the IFSC for this branch?
A: Check the cheque leaf, bank passbook, branch notice board, or call the branch at 9297954840. The head office or bank’s official communications also list the updated IFSC after mergers.

Q: Do UPI payments need IFSC?
A: Most UPI payments use a Virtual Payment Address (VPA) and do not require IFSC. However, when you link a bank account or perform certain bank-to-bank transfers in apps, the IFSC may be needed for initial setup.