Bihar Gramin Bank Bhutahi IFSC Code

The Bhutahi branch of Bihar Gramin Bank is located in Sitamarhi district of Bihar. This branch serves local residents and businesses for cash services, deposits and transfers. For electronic fund transfers (NEFT, RTGS, IMPS), the correct IFSC code is essential. The IFSC routes payments between banks and branches. Entering the wrong code can delay payment or cause it to return to the sender.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Bhutahi
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100021
Branch Address	Bhutahi, SITAMARHI, 0, 9297954747
Contact Number	9297954747
City	SITAMARHI
District	SITAMARHI
Reason	SITAMARHI
Pincode	0
State	Bihar

Merger Update

Note on merger: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank’s sponsorship to operate as a single entity. The merged rural bank now uses the unified IFSC PUNB0MBGB06 for transactions. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For any electronic transfer to this branch, use only the new IFSC PUNB0MBGB06. Using an old or revoked IFSC may delay processing and cause returns.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It directs electronic payments to the correct bank and branch. The format is fixed:

• First 4 characters — bank identifier (letters). Example: PUNB for Punjab National Bank.
• 5th character — always the digit 0 (reserved for future use).
• Last 6 characters — branch identifier (letters and/or digits). Example: MBGB06 here denotes the merged bank/branch code.

So, PUNB0MBGB06 splits as PUNB | 0 | MBGB06.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your netbanking or mobile banking app and choose “Fund Transfer” or “New Beneficiary.”
• Select transfer type: NEFT, RTGS (for high-value payments) or IMPS (instant, 24×7).
• Enter beneficiary details: name, account number and the IFSC PUNB0MBGB06. Double-check spelling and digits.
• Enter transfer amount and purpose. For RTGS, ensure the amount meets the minimum RTGS threshold required by your bank.
• Confirm details and authenticate using OTP, PIN or MPIN as required by your bank.
• Save the beneficiary after the required validation (banks may take a cooling period before the first transfer).
• Retain the transaction reference number for tracking. NEFT is processed in batches (now available 24×7). RTGS and IMPS provide immediate settlement; timings and limits depend on your bank.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without delay.
• Required for all online transfers: NEFT, RTGS and IMPS.
• Helps verify beneficiary details before sending money.
• Needed for setting up standing instructions and some government receipts.
• Makes reconciliation easier for businesses and accountants.

Contact

Branch phone no: 9297954747

Branch Address: Bhutahi, SITAMARHI, 0, 9297954747

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use an old UBGB or DBGB IFSC to send money to Bhutahi branch?

  A: No. Old UBGB and DBGB IFSC codes have been revoked after merger. Use only PUNB0MBGB06 for transfers to this branch.

• Q: Where can I find the IFSC on my documents?

  A: Check the cheque book front, account passbook, or account statement. You can also confirm by calling the branch phone 9297954747. Do not rely on unverified sources.

• Q: What is the MICR code and how is it different from IFSC?

  A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing. For Bhutahi branch the MICR is 800811002. IFSC is used for electronic fund transfers; MICR is for physical cheque processing.

• Q: What if I enter the wrong IFSC but correct account number?

  A: If the IFSC routes to a different branch with a valid matching account number, the payment may still succeed. If no match exists, the transaction will fail and funds will return to the sender. Contact your bank immediately if you suspect an error.

• Q: Can I receive international inward remittances with only the IFSC?

  A: International transfers generally use SWIFT codes and beneficiary bank details. IFSC helps for domestic routing once the funds enter India, but you may need the sponsoring bank’s SWIFT code for the foreign bank. Confirm requirements with the sending bank and the branch (call 9297954747).