Bihar Gramin Bank BIHARSHARIF IFSC Code

Bihar Gramin Bank, BIHARSHARIF branch is located in Biharsharif town of Nalanda district, Bihar (pincode 803101). This branch serves retail and rural customers in and around Nalanda. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch involved in the transfer and routes the payment to the right beneficiary account. Using a wrong or outdated IFSC can delay transfers, cause rejection, or route funds to the wrong branch.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	BIHARSHARIF
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7147
Branch Address	BIHARSHARIF, Nalanda, 803101, 9771464147
Contact Number	9771464147
City	Nalanda
District	Nalanda
Reason	BIHARSHARIF
Pincode	803101
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank as part of banking sector reorganisation. As a result, branches that were earlier using UBGB or DBGB IFSC codes now operate under the single IFSC PUNB0MBGB06 assigned to Punjab National Bank for these merged rural branches. Old UBGB and DBGB IFSC codes have been revoked; they are no longer valid for NEFT, RTGS or IMPS. Always use PUNB0MBGB06 for transactions to this BIHARSHARIF branch.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character code used to identify a specific bank branch in electronic payments. Its structure is:

• First 4 characters: alphabetic bank code (for example, PUNB = Punjab National Bank).
• 5th character: the digit 0 (reserved).
• Last 6 characters: branch identifier (can be numeric or alpha-numeric), which pinpoints the exact branch. In this case PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.

Note: The branch code shown in bank records (for example, 7147) is an internal numeric identifier and may not match visually with the last six IFSC characters, which can be alphanumeric.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Add beneficiary: In your bank’s internet/mobile banking, go to “Add Beneficiary” or “Manage Payees”.
• Enter details: Provide beneficiary name, account number, and the IFSC PUNB0MBGB06. Double-check the account number and IFSC before saving.
• Choose transfer type:
  • IMPS: instant, 24×7, typically up to a specified per-transaction limit set by your bank.
  • NEFT: batch-processed; available in multiple hourly batches; good for routine transfers.
  • RTGS: for high-value transfers; real-time gross settlement above the bank’s minimum limit (check your bank for threshold).
• Initiate transfer: Select the saved beneficiary, enter amount and remarks, then authenticate (OTP/token/password) to complete payment.
• Record UTR/Reference: After processing, note the UTR or transaction reference. This helps track or resolve disputes.
• Confirm delivery: If the transfer shows pending or failed after usual processing time, contact your bank with the UTR and beneficiary details.

Benefits of Knowing the IFSC

• Ensures money reaches the correct bank branch and account.
• Required field for NEFT, RTGS and IMPS transfers—without it many banks block the transaction.
• Helps customer support locate transactions quickly using UTR and IFSC.
• Prevents delays and reduces the chance of refunds or manual intervention.
• Useful for setting up standing instructions, salary credits and receiving payments from third parties.

Contact

Branch phone no: 9771464147

Branch Address: BIHARSHARIF, Nalanda, 803101, 9771464147

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

Q: What IFSC should I use for transfers to Bihar Gramin Bank BIHARSHARIF?
A: Use PUNB0MBGB06. Old IFSCs from UBGB or DBGB are revoked after the merger; they will not work.

Q: I have the branch code 7147. Is that the IFSC?
A: No. Branch code 7147 is an internal numeric identifier. The IFSC is the full 11-character code PUNB0MBGB06. Enter the IFSC exactly when adding a beneficiary.

Q: What happens if I enter the wrong IFSC?
A: If the IFSC and account number combination do not match a valid branch-account pairing, the transfer may be rejected and funds returned (which can take time). If the wrong IFSC matches another valid account, the funds could go to the wrong beneficiary. Always verify both account number and IFSC.

Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is immediate (seconds). RTGS is usually real-time for eligible amounts around banking hours—check your bank for cutoffs. NEFT is batch-processed and typically completes within a few hours or by end of the business day depending on the processing cycle and request time.

Q: How can I verify that PUNB0MBGB06 is valid?
A: Confirm with the beneficiary or call the branch at 9771464147 or the bank’s toll-free number 18001807777. Banks can confirm the IFSC and the branch details before you initiate a transfer.