Bihar Gramin Bank Birhima Bazar IFSC Code

The Bihar Gramin Bank branch at Birhima Bazar is located in Muzaffarpur district of Bihar (Pincode 843127). This IFSC details page explains the branch contact, codes and how to use the IFSC for electronic fund transfers. An accurate IFSC is required when sending or receiving funds through NEFT, RTGS or IMPS. Using the correct code ensures your payment routes to the intended bank branch without delay or returns.

Branch Details Table

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. The merged entity uses the single IFSC PUNB0MBGB06 for transactions. Old UBGB or DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS to this branch. If you have older account documents that list an old IFSC, update the beneficiary details before initiating transfers.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments. The structure is:

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
• 5th character — reserved, always 0.
• Last 6 characters — branch identifier (alphanumeric). For this branch the last six are MBGB06, so the full IFSC is PUNB0MBGB06.

How to Use IFSC Code

• Open your bank’s netbanking, mobile app or visit the branch for an online transfer.
• Select the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT generally work 24×7; RTGS is for larger value transfers.)
• Choose or add a beneficiary. Enter the beneficiary’s name, account number and the IFSC exactly as PUNB0MBGB06.
• Verify the bank and branch name shown by your bank’s system before confirming. It should show Bihar Gramin Bank, Birhima Bazar or Punjab National Bank mapping to that IFSC.
• Enter amount and purpose, then confirm the transaction with OTP or transaction password.
• Keep the transaction reference number until funds appear in the beneficiary account.

Benefits of Knowing the IFSC

• Ensures electronic transfers (NEFT/RTGS/IMPS) reach the correct branch without delays.
• Reduces the risk of returns or misrouting caused by incorrect bank details.
• Makes adding beneficiaries quicker and more reliable in netbanking and mobile apps.
• Helps reconcile payments—IFSC plus MICR and branch code identify the exact credit point.
• Essential for automated payouts, vendor payments and salary disbursals where branch-level routing is required.

Contact

Branch phone no: 9297955339

Branch Address: Birhima Bazar, MUZAFFARPUR, 843127

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

  A: Yes. After the merger and re-mapping to Punjab National Bank, PUNB0MBGB06 is the valid IFSC to use for transfers to the Birhima Bazar branch.

• Q: Can I transfer funds without the IFSC?

  A: No. For NEFT/RTGS/IMPS most banks require the IFSC to route the transaction. Some banks may allow transfers using MMID or UPI for mobile payments, but branch transfers rely on IFSC.

• Q: What happens if I enter the wrong IFSC?

  A: If the wrong IFSC points to a different valid branch, funds may go to the wrong account and recovery will require inter-bank checks and time. If the IFSC is invalid, the payment will likely be rejected and returned to the sender.

• Q: How can I verify this IFSC before sending money?

  A: Confirm the IFSC from your bank’s beneficiary-add screen, cheque book, account passbook, or by calling the branch at 9297955339. Also verify the head office mapping if your bank prompts a bank name confirmation.

• Q: Is MICR necessary for electronic transfers?

  A: MICR (800811002 for this branch) is mainly used for cheque processing. Electronic transfers (NEFT/RTGS/IMPS) use IFSC. MICR is useful for reconciliation and cheque clearances.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.