Bishunpur is a locality in Begusarai district, Bihar. This page covers the Bihar Gramin Bank, Bishunpur branch and its payment details. For electronic fund transfers — NEFT, RTGS and IMPS — the IFSC code identifies the exact branch where funds must be routed. Using the correct IFSC ensures fast, accurate credit to the beneficiary account and avoids returns or delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bishunpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3841 |
| Branch Address | Bishunpur, Begusarai, 851129, 7061741217 |
| Contact Number | 7061741217 |
| City | Begusarai |
| District | Begusarai |
| Reason | BEGUSARAI |
| Pincode | 851129 |
| State | Bihar |
Merger Update
This branch uses the IFSC PUNB0MBGB06 under Punjab National Bank (PNB). If this branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that the regional rural banks were consolidated and now operate using the single PNB IFSC code above. Old UBGB/DBGB IFSC codes have been revoked and will not be accepted for NEFT/RTGS/IMPS. Update any saved beneficiaries, corporate payroll records, or payment software to the new IFSC before initiating transfers.
Practical steps after a merger:
- Verify and update saved beneficiary details in netbanking or mobile banking to PUNB0MBGB06.
- Ask the recipient to confirm their account number and branch address when receiving funds for the first time after the merger.
- Keep a copy of the new bank communication or passbook entry showing the PNB IFSC for record-keeping.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to bank branches in India. The structure is fixed:
- First 4 characters = bank code (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character = 0 (reserved, currently zero).
- Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
So in PUNB0MBGB06, PUNB = Punjab National Bank, 0 = reserved, MBGB06 identifies the Bishunpur branch under the merged arrangement.
How to Use IFSC Code
Use the IFSC when setting up a beneficiary or making a one-time transfer via NEFT, RTGS or IMPS. Follow these steps:
- Open your bank’s internet banking/mobile banking app and choose the transfer type (NEFT / RTGS / IMPS).
- Enter the beneficiary name exactly as per their bank account. Mismatches can delay reconciliation.
- Enter the beneficiary account number carefully. Double-check digits before proceeding.
- Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Bishunpur branch.
- Confirm bank and branch name displayed by your portal. Most systems show the branch after you type IFSC — verify it shows Bishunpur or Begusarai.
- Enter amount and purpose (if required). For RTGS, select it only if your transfer meets your bank’s minimum value requirement; IMPS is instant and available 24×7 for smaller amounts, NEFT is now largely available 24×7 as well but check bank cut-off policies for settlement timing.
- Authenticate the transaction (OTP, token, or netbanking password). Save the UTR/reference number provided by the bank for tracking.
Before completing the transfer, if your bank’s interface does not auto-verify the branch, contact the beneficiary to confirm account details. A wrong IFSC or account number can cause returns or misrouting.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Speeds up transfers: proper IFSC reduces reconciliation delays and returns.
- Required for all electronic transfers (NEFT/RTGS/IMPS) and many payment forms like bulk payroll uploads.
- Helps validate beneficiary details when combined with account number and branch name.
- Keeps record-keeping clean after bank mergers — you know which code to use post-amalgamation.
Contact
Branch phone no: 7061741217
Branch Address: Bishunpur, Begusarai, 851129
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers to this branch?
A: No. After the merger, old UBGB/DBGB IFSC codes have been revoked. Use the single valid IFSC: PUNB0MBGB06. Transfers using old codes will fail or be returned.
Q: Where can I find the IFSC on cheques or passbooks?
A: The IFSC is usually printed on the cheque leaf (top or bottom) and in passbook branch details. If the print shows an older IFSC or bank name, verify with the branch since mergers may change the IFSC even when older stationery is still in use.
Q: What happens if I enter the wrong IFSC but correct account number?
A: Most bank systems route by IFSC + account number. If the IFSC points to a different bank but the account number format doesn’t match, the transfer may fail. If the IFSC matches a branch and the account number exists there, the funds will be credited to that account. Always verify both IFSC and account number to avoid miscredit.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive. PUNB0MBGB06 and punb0mbgb06 are treated the same by banking systems. Still, enter it correctly to avoid typos.
Q: How quickly will funds arrive after I send money to PUNB0MBGB06?
A: IMPS is instant (available 24×7). NEFT settlement is typically fast and available around the clock (RBI has enabled 24×7 NEFT); RTGS is for higher-value transfers and is also widely available 24×7. Actual credit time can depend on your sending bank’s processing and cut-off rules. Keep the UTR/reference number to track delays.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.