Bihar Gramin Bank Bishunpur Tara IFSC Code

Bishunpur Tara branch is located in East Champaran district of Bihar (Pincode 845420). This page gives the exact IFSC and other branch details you need for electronic fund transfers. The IFSC code is required by NEFT, RTGS and IMPS systems to route money to the correct bank and branch. Using the correct IFSC reduces delays and failed transactions.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Bishunpur Tara
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100189
Branch Address	Bishunpur Tara, EAST CHAMPARAN, 845420, 9297954616
Contact Number	9297954616
City	EAST CHAMPARAN
District	EAST CHAMPARAN
Reason	MOTIHARI
Pincode	845420
State	Bihar

Merger Update

The Bishunpur Tara branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under PNB’s sponsorship. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transfers to this branch, use only PUNB0MBGB06. Transactions using deprecated IFSC codes will fail or be rejected.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its format is fixed:

• First 4 characters — Bank identifier (for example, “PUNB” = Punjab National Bank).
• 5th character — Always “0” (reserved for future use).
• Last 6 characters — Branch identifier (alphanumeric), unique to each branch.

Example: PUNB0MBGB06 — “PUNB” = Punjab National Bank, “0” = reserved, “MBGB06” = Bishunpur Tara branch code.

How to Use IFSC Code

• Open your bank’s internet banking site or mobile app, or visit the branch.
• Choose the transfer type: NEFT, RTGS, or IMPS. (IMPS is immediate; RTGS is for high-value transfers; NEFT handles other transfers.)
• Add a beneficiary. Enter beneficiary name, account number, and the IFSC PUNB0MBGB06.
• Confirm the beneficiary details. Verify the account number and IFSC against the passbook or branch details.
• Initiate the transfer: enter amount and purpose, then authorize with OTP or netbanking token.
• Keep transaction receipts or screenshots until the beneficiary confirms receipt.

Notes:

• Always verify the IFSC from an official source (passbook, cheque leaf, bank branch) before sending funds.
• NEFT and RTGS availability, limits and settlement rules may vary. Confirm with your bank for current cutoffs and charges.
• If you use a wrong IFSC but the account number matches a different branch, the funds may route to that branch. If the account number and IFSC do not match, the transfer may fail and be returned.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch for NEFT, RTGS and IMPS transfers.
• Reduces failed transactions and the time needed for reversals.
• Required for setting up beneficiaries in internet and mobile banking.
• Useful for inward remittances and electronic salary payments.
• Needed for automated payment setups like standing instructions and bulk payouts.

Contact

Branch Phone: 9297954616

Branch Address: Bishunpur Tara, EAST CHAMPARAN, 845420

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: How do I confirm the correct IFSC for Bishunpur Tara?
A: Check the passbook or cheque leaf issued by the branch, call the branch at 9297954616, or use the branch details printed above. After the UBGB/DBGB merger, the valid IFSC is PUNB0MBGB06.

Q: What happens if I enter the wrong IFSC?
A: If the wrong IFSC corresponds to a different valid branch and the account number exists there, the payment may be credited to that other account. If the IFSC and account number don’t match any valid branch-account combination, the transaction will likely fail and be returned. Contact your bank immediately if an error occurs.

Q: Which system should I use — NEFT, RTGS or IMPS?
A: Use IMPS for immediate small-value transfers any time. Use NEFT for routine transfers; settlement is quick but may vary by bank. Use RTGS for large-value transactions where real-time settlement is preferred. Check your bank’s limits and charges before choosing.

Q: Can IFSC change after a merger?
A: Yes. When sponsor or regional banks merge, the IFSC for some branches may change to the new sponsor bank’s IFSC series. In this case, UBGB/DBGB branches now use PUNB0MBGB06 under Punjab National Bank. Old IFSCs have been revoked.

Q: How long does it take for the beneficiary to receive funds?
A: IMPS is immediate (seconds to minutes). NEFT typically completes within minutes to a few hours depending on bank processing. RTGS is real-time for eligible transactions. Exact timing depends on bank systems and transaction value; verify with your bank for specifics.