Bihar Gramin Bank Bochaha IFSC Code

Bihar Gramin Bank, Bochaha branch is located in Bochaha, Muzaffarpur district, Bihar (Pincode 843103). This IFSC code guide explains the branch details you need to send or receive money safely. The IFSC code is essential for online fund transfers through NEFT, RTGS and IMPS. Banks and payment systems route transactions using the IFSC, so using the right code avoids delays and returns.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Bochaha
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100903
Branch Address	Bochaha, MUZAFFARPUR, 843103, 9297955340
Contact Number	9297955340
City	MUZAFFARPUR
District	MUZAFFARPUR
Reason	MUZAFFARPUR
Pincode	843103
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank. All former UBGB and DBGB IFSC codes have been revoked. Transactions for these rural branches now use the single IFSC code PUNB0MBGB06 under Punjab National Bank. Use this new IFSC for NEFT, RTGS and IMPS. Old UBGB/DBGB IFSCs are not valid and will cause failed transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is:

• First 4 characters – bank identifier. Example: PUNB = Punjab National Bank.
• 5th character – reserved and usually 0 (zero).
• Last 6 characters – branch identifier. Example: MBGB06 identifies the specific branch.

Example breakdown for this branch: PUNB | 0 | MBGB06 = PUNB0MBGB06 (11 characters).

How to Use IFSC Code

Steps for NEFT, RTGS or IMPS transfer from netbanking or mobile banking:

• Log in to your bank’s netbanking or mobile app.
• Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is for larger amounts—check your bank’s minimum, often ₹2,00,000.)
• Add a new beneficiary. Enter beneficiary name and account number exactly as provided by the recipient.
• Enter the bank name as Punjab National Bank and the IFSC: PUNB0MBGB06.
• Enter the amount and any required remarks.
• Confirm details and authenticate with OTP or token.
• Save the beneficiary (if required). Transfers may take a few minutes to a few hours depending on the service and cut-off times.

Where to find the IFSC: it is printed on cheque leaves and passbooks. You can also confirm by calling the branch phone number before sending large sums.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account.
• Prevents transaction delays and return charges from incorrect routing.
• Required for setting up beneficiaries in netbanking and mobile apps.
• Needed for online third‑party payments, salary credits, and direct deposits.
• Helps customer support trace and reconcile transactions quickly.

Contact

Branch Phone No: 9297955340

Branch Address: Bochaha, MUZAFFARPUR, 843103

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for Bochaha branch?
A: Yes. After the merger, PUNB0MBGB06 is the valid IFSC to be used for all electronic transfers to this branch. Old UBGB/DBGB codes are revoked.

Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. The IFSC works for NEFT, RTGS and IMPS. Choose the correct service in your banking app depending on amount and urgency.

Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank/branch, the transfer may be rejected or returned. In some cases, incorrect IFSC plus a valid account number might still route to the correct account if banks map it, but you should not rely on that. Check details before confirming.

Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it is best to use the exact code as provided: PUNB0MBGB06.

Q: Do I need MICR code for online transfers?
A: No. MICR (Magnetic Ink Character Recognition) is used for cheque clearing. For NEFT/RTGS/IMPS you only need the IFSC and account number. MICR is sometimes required for cheque-related queries.