Bihar Gramin Bank Borhar IFSC Code

Bihar Gramin Bank, Borhar branch is located in Borhar village, Madhubani district, Bihar (PIN 847223). For any online fund transfer to or from this branch you must use the correct IFSC. The IFSC identifies the bank and branch for NEFT, RTGS and IMPS transfers and ensures money reaches the intended account without delay or reversal.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Borhar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100373
Branch Address	Borhar, MADHUBANI, 847223, 9297954844
Contact Number	9297954844
City	MADHUBANI
District	MADHUBANI
Reason	MADHUBANI
Pincode	847223
State	Bihar

Merger Update

This branch now uses the IFSC PUNB0MBGB06 under Punjab National Bank. If the branch was earlier mapped to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that those regional banks have been consolidated for banking operations. Old UBGB/DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Always confirm the current IFSC before initiating transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify each bank branch in electronic payment systems. The structure is:

• First 4 characters: bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: reserved and is usually 0.
• Last 6 characters: branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

So PUNB0MBGB06 decodes as Punjab National Bank, reserved 0, branch code MBGB06 (Borhar branch mapping).

How to Use IFSC Code

• Open your bank’s netbanking or mobile banking app and choose the option to add a beneficiary.
• Enter beneficiary name, account number and IFSC PUNB0MBGB06. Double-check spellings and digits.
• If the app asks for branch name, enter “Borhar, Madhubani”.
• Save beneficiary. Many banks require an activation period (15 minutes to 24 hours) before first transfer.
• Initiate transfer using NEFT, RTGS or IMPS as needed: NEFT for routine transfers, RTGS for high-value same-day transfers (usually above the RTGS minimum), IMPS for instant 24×7 small-value transfers.
• Verify transaction confirmation and UTR/reference number. Keep it for troubleshooting.
• If transaction fails, compare the IFSC, account number and beneficiary name with the branch details. Contact the branch or your bank with UTR for support.

Benefits of Knowing IFSC

• Ensures funds reach the correct bank branch during NEFT, RTGS and IMPS transfers.
• Prevents delays, rejections or misrouting of payments.
• Required to add beneficiaries in netbanking and mobile apps.
• Helps verify the receiving branch when reconciling payments or payroll.
• Useful for cheque clearances and electronic mandates where branch identification is needed.

Contact

Branch phone no: 9297954844

Branch Address: Borhar, MADHUBANI, 847223

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only code I should use for Borhar branch?
A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transactions to Borhar branch. Old regional IFSCs that belonged to UBGB/DBGB are no longer valid.

Q: What if I enter the wrong IFSC but correct account number?
A: Most systems validate IFSC against bank tables. If the IFSC is wrong and does not match the account’s bank, the transfer may be rejected or returned. Always confirm both IFSC and account number.

Q: How do I confirm the MICR and branch code?
A: MICR for this branch is 800811002. Branch code shown is 100373. These appear on cheques and bank documents and help with cheque clearing and branch identification.

Q: What are NEFT, RTGS and IMPS differences?
A: NEFT processes transactions in batch cycles and is suitable for routine transfers. RTGS is for high-value same-day transfers and processes transactions in real time above the bank’s RTGS minimum. IMPS is instant and available 24×7 for immediate transfers, typically for smaller amounts.

Q: My transfer is pending. What should I do?
A: Note the reference/UTR number. Check beneficiary status in your bank app. If pending beyond the expected time, contact your bank with the UTR. If necessary, call the Borhar branch at 9297954844 or the head office/toll-free number for escalation.