Brahampura branch of Bihar Gramin Bank is located in Muzaffarpur district, Bihar (PIN 843111). This branch serves local customers for deposits, withdrawals, and remittances. For online fund transfers (NEFT, RTGS, IMPS), the correct IFSC code is essential. The IFSC routes electronic payments to the exact bank branch. A wrong or revoked IFSC can delay a transfer or cause rejection. Always verify the IFSC before initiating a fund transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Brahampura |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100143 |
| Branch Address | Brahampura, MUZAFFARPUR, 843111, 9297955341 |
| Contact Number | 9297955341 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843111 |
| State | Bihar |
Merger Update
Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. After the merger, the unified branch IFSC used for electronic transfers is PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For any NEFT/RTGS/IMPS transaction to this branch, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSC codes will fail or be returned.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. Its parts are:
- First 4 characters identify the bank. Example: PUNB stands for Punjab National Bank.
- Fifth character is reserved and is always 0 (zero).
- Last 6 characters identify the specific branch. In this case, the last six are MBGB06, making the full code PUNB0MBGB06.
How to Use IFSC Code for NEFT, RTGS, IMPS
Follow these steps when sending money:
- Log in to your bank’s netbanking or mobile app (or visit the branch).
- Choose the fund transfer option: NEFT, RTGS, or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS are also available around the clock but check your bank for any limits or cut-offs.)
- Add a beneficiary. Enter beneficiary name and account number exactly as given.
- Enter the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Brahampura branch.
- Save the beneficiary. You will usually receive an OTP or authorization step to confirm the addition.
- Initiate the transfer, enter the amount and confirm with the required authentication (OTP, transaction PIN, or bank token).
- Note the transaction reference for tracking. For large or urgent transfers, confirm receipt with the beneficiary after the transfer.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch quickly and securely.
- Required to add beneficiaries for NEFT/RTGS/IMPS in netbanking or mobile apps.
- Prevents failed transfers and delays caused by incorrect branch routing.
- Helps reconcile electronic receipts against branch records using MICR and branch code.
- Useful when filling online forms, salary credits, vendor payments, and government transfers.
Contact
Branch Phone: 9297955341
Branch Address: Brahampura, MUZAFFARPUR, 843111
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?
A: Yes. After the merger under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs are revoked and should not be used.
Q: Where can I find the IFSC on a cheque or passbook?
A: The IFSC is usually printed on the cheque leaf near the top-right or at the bottom with the MICR line. It may also be available in your passbook, account statement, or the bank’s branch details slip.
Q: What does MICR 800811002 mean?
A: MICR (Magnetic Ink Character Recognition) code is a 9-digit number used for cheque clearing. The first three digits refer to the city (banking region), the next three to the bank, and the last three to the specific branch.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the beneficiary account details, the transfer will likely be rejected or returned. In some systems, an incorrect IFSC that corresponds to a different branch could route funds incorrectly. Always verify the IFSC and account number before confirming a transfer.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive. Entering uppercase or lowercase letters does not affect routing. Still, use the exact characters for clarity: PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.