Buxar is a district town in Bihar, PIN 802101. The Bihar Gramin Bank branch in Buxar handles local and remittance banking for residents and businesses. For electronic transfers — NEFT, RTGS and IMPS — the IFSC code is essential. It routes your payment to the correct bank and branch. Using the wrong IFSC can delay or misroute funds, so always confirm the code before you send money.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | BUXAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7023 |
| Branch Address | BUXAR, Buxar, 802101, 9771464023 |
| Contact Number | 9771464023 |
| City | Buxar |
| District | Buxar |
| Reason | BHABHUA |
| Pincode | 802101 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single structure under Punjab National Bank. Following that merger, the unified IFSC code PUNB0MBGB06 is now used for these branches. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS transactions, use only the new IFSC PUNB0MBGB06. Transactions attempted with the old UBGB/DBGB IFSCs may fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11‑character alphanumeric code. It identifies the bank and the specific branch for electronic fund transfers.
- First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: a reserved character, always 0 (zero) in current IFSC format.
- Last 6 characters: branch identifier. This can be letters and numbers and maps to a particular branch code assigned by the bank.
Example: PUNB0MBGB06 — PUNB = Punjab National Bank; 0 = reserved; MBGB06 = branch identifier for this networked rural branch under the merged structure.
Note: The MICR code (here 800811002) is different. MICR is a 9‑digit code used for cheque clearing, not for online fund routing.
How to Use IFSC Code
Follow these steps when you send money by NEFT, RTGS or IMPS:
- Collect beneficiary details: account name, account number, bank name, branch name and IFSC (PUNB0MBGB06 for Bihar Gramin Bank Buxar).
- Log in to your bank’s internet banking or mobile app, or visit a branch or ATM that supports fund transfer.
- Choose the transfer type: IMPS for instant small transfers, NEFT for general transfers, RTGS for high‑value payments (check bank for RTGS minimum amount).
- Add or select the beneficiary. Enter the exact IFSC code in the IFSC field. Do not truncate or add spaces.
- Enter the beneficiary account number, name, transfer amount and purpose/remarks if required.
- Verify all details on screen carefully. Confirm that the bank name and branch match the IFSC shown by your bank’s interface.
- Authorize the transaction using OTP, UPI PIN, or banking token as your bank requires.
- Save or note the transaction reference for tracking. For NEFT/RTGS, allow for settlement times; IMPS is typically immediate.
Tip: If your bank autofills bank and branch when you enter the IFSC, cross‑check that the autofill matches Buxar branch details before confirming.
Benefits of Knowing the IFSC
- Ensures money reaches the correct branch quickly.
- Reduces failed or returned transactions caused by incorrect routing.
- Needed to add beneficiaries in online banking and mobile apps.
- Required for salary credits, vendor payments and government transfers.
- Helps verify bank details on cheques and deposit slips (paired with MICR and branch address).
Contact
Branch Phone: 9771464023
Branch Address: BUXAR, Buxar, 802101
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q1: What IFSC should I use for the Bihar Gramin Bank Buxar branch?
A: Use the IFSC PUNB0MBGB06 for all NEFT, RTGS and IMPS transactions to this branch.
Q2: Can I use the MICR code instead of IFSC for online transfers?
A: No. MICR (800811002) is used for cheque clearing. For online electronic transfers you must use the IFSC.
Q3: I have an old UBGB or DBGB IFSC. Is it still valid?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06. Transactions to revoked IFSCs may fail.
Q4: What happens if I enter a wrong IFSC?
A: If the IFSC is incorrect but maps to another valid branch, funds may go to that branch (and could be returned after verification). If the IFSC does not exist, the transaction will typically be rejected and returned to your account. Always verify before sending.
Q5: How quickly will money reach the beneficiary?
A: IMPS is immediate, available 24×7. NEFT and RTGS settlement depends on bank processing and cut‑offs; NEFT may take a few hours to settle depending on batch timing, and RTGS is typically used for higher‑value near‑real time transfers. Check with your bank for exact cut‑offs and any minimums for RTGS.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.