Bihar Gramin Bank Chamanpura IFSC Code

The Bihar Gramin Bank branch at Chamanpura is located in Gopalganj district, Bihar (PIN 841416). This article gives the exact branch details you need for electronic fund transfers. For NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC tells the clearing system which bank and which branch will receive the funds. Using the wrong code can delay payments or cause returns.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Chamanpura
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100522
Branch Address	Chamanpura, GOPALGANJ, 841416, 9297954522
Contact Number	9297954522
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841416
State	Bihar

Merger Update

This branch is listed under Bihar Gramin Bank and uses the IFSC PUNB0MBGB06. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Bihar Gramin Bank operations tied to Punjab National Bank systems. As part of that process, the unified IFSC PUNB0MBGB06 is now in use under Punjab National Bank routing. Old UBGB and DBGB IFSC codes have been revoked. For all electronic transfers do not use the old IFSC codes. Only PUNB0MBGB06 is valid for NEFT, RTGS and IMPS to this branch.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route fund transfers. Its parts mean:

• First 4 characters identify the bank (example: PUNB = Punjab National Bank).
• 5th character is always 0 (reserved for future use).
• Last 6 characters identify the specific branch (example: MBGB06 identifies the branch code portion for this IFSC).

Note: The last six characters can be letters, numbers, or both. They map to the branch inside the bank’s payment network. This is different from the printed branch code (for example 100522), which is an internal branch identifier used in some bank records.

How to Use IFSC Code for NEFT, RTGS and IMPS

• Open your bank’s netbanking, mobile app or visit a branch for a manual form.
• Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is generally used for higher value transfers; NEFT and IMPS for smaller and instant transfers.)
• Enter beneficiary details:
  • Beneficiary name exactly as in their bank records.
  • Beneficiary account number (double-check digits).
  • IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Chamanpura.
  • Bank and branch: Bihar Gramin Bank, Chamanpura.
• Verify all details on-screen. Confirm before submitting. A single wrong digit in account or IFSC can delay the transfer.
• For RTGS, confirm the minimum amount requirement (typically RBI’s lower limit applies; check with your bank). NEFT and IMPS do not have large minimums — IMPS is instant up to the bank’s per-transaction limit.
• Note the transaction reference number or UTR. Keep it until the beneficiary confirms receipt.
• If a transfer fails or is returned, contact your bank with the UTR and beneficiary details for resolution.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds reach the correct branch quickly.
• Faster troubleshooting: If a transfer fails, IFSC helps banks locate the transaction.
• Required for all electronic transfers: NEFT, RTGS and IMPS need an IFSC.
• Supports non-branch channels: Mobile, netbanking and third-party payment apps require IFSC for outward payments to bank accounts.
• Prevents errors: Using the correct IFSC reduces returns and reprocessing fees.

Contact

Branch phone no: 9297954522

Branch Address: Chamanpura, GOPALGANJ, 841416

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Can I use an old UBGB or DBGB IFSC to send money to this branch?

A: No. Old UBGB and DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for transfers to this branch.

Q: What is the difference between IFSC and MICR?

A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing. For electronic payments, IFSC is required; for paper cheque processing, MICR is used.

Q: What happens if I enter the wrong IFSC but correct account number?

A: If the IFSC points to a different bank or branch, the transfer may be rejected or returned after checks. If the wrong IFSC happens to point to another account with the same number (rare), funds could be misrouted. Always verify both IFSC and account number.

Q: Are NEFT, RTGS and IMPS available 24×7?

A: Many banks and the RBI provide NEFT, RTGS and IMPS round-the-clock now. However, banks may have operational windows or cut-off policies for certain services. Check with your bank for exact timing and any charges.

Q: How can I confirm the correct IFSC before sending money?

A: Confirm directly with the beneficiary or the branch. Use the branch phone number 9297954522 or the head office toll-free number 18001807777. Bank statements, cheque leaves and official bank communications also list the IFSC.