The Chauri branch of Bihar Gramin Bank is located in the Bhojpur district of Bihar. For anyone looking to send or receive money electronically to an account at this branch, the Indian Financial System Code (IFSC) is essential. This unique 11-character code acts as a specific address, ensuring that funds transferred through systems like NEFT, RTGS, and IMPS are routed correctly and without delay. Using the right IFSC code is the first step to a successful online bank transaction.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | CHAURI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | MBGB06 |
| Branch Address | CHAURI, Bhojpur, 802208, 9771464027 |
| Contact Number | 9771464027 |
| City | Bhojpur |
| District | Bhojpur |
| Region | ARA |
| Pincode | 802208 |
| State | Bihar |
Merger and Updated IFSC Code
It is important for all customers to be aware of a significant change. The former Dakshin Bihar Gramin Bank (DBGB) and Uttar Bihar Gramin Bank (UBGB) have been amalgamated. Following this merger, the bank now operates under the sponsorship of Punjab National Bank (PNB). As a result, all old IFSC codes, particularly those associated with the previous UBGB branches, have been revoked and are no longer valid. For all transactions to the Chauri branch, you must use the new, unified IFSC code: PUNB0MBGB06. Using an outdated code will cause your transaction to fail.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the electronic funds transfer system. The code’s structure is designed for precision.
Let’s break down the IFSC code for the Chauri branch, PUNB0MBGB06:
- PUNB: The first four letters represent the sponsor bank, which is Punjab National Bank.
- 0: The fifth character is always a zero. It is reserved for future use.
- MBGB06: The last six characters uniquely identify the specific branch, in this case, the Chauri branch.
How to Use the IFSC Code for Fund Transfers
Using the IFSC code is a straightforward part of any online money transfer. Whether you are using a mobile banking app or a web portal, the steps are generally the same.
- Log in to your internet banking or mobile banking application.
- Navigate to the “Fund Transfer” section and select the payment method: NEFT, RTGS, or IMPS.
- Add the recipient as a beneficiary. You will need to enter their name, account number, and bank details.
- In the designated field, carefully enter the IFSC code for the beneficiary’s branch: PUNB0MBGB06.
- Enter the amount you wish to transfer and confirm the details before submitting the transaction.
Benefits of Using the Correct IFSC Code
Knowing and using the correct IFSC code provides several practical benefits that ensure your money moves safely and efficiently.
- Accuracy: It guarantees that your money is sent to the exact intended bank branch, eliminating confusion.
- Speed: Correct codes enable automated processing, which minimizes delays in crediting the recipient’s account.
- Error Prevention: It significantly reduces the risk of failed transactions or, in rare cases, funds being sent to an incorrect account at a different branch.
- Security: The code is a key part of the secure financial network managed by the RBI, ensuring transactions are properly tracked and routed.
Contact Information
For direct assistance or specific queries, you can reach out to the branch or the bank’s head office.
Branch Contact
- Phone: 9771464027
- Address: CHAURI, Bhojpur, Bihar – 802208
Head Office
- Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR
- Toll-Free Number: 18001807777
Frequently Asked Questions
- 1. Can I still use my old Dakshin Bihar Gramin Bank IFSC code?
- No. After the merger, all old IFSC codes were deactivated. You must use the new PNB-sponsored code, PUNB0MBGB06, for all future transactions to avoid failure.
- 2. Is the IFSC code the same for every Bihar Gramin Bank branch?
- No. While the first four letters (PUNB) might be the same for all branches under PNB’s sponsorship, the last six characters are unique to each individual branch.
- 3. What should I do if I accidentally use the wrong IFSC code?
- If the IFSC code does not exist, the transaction will likely be rejected and the money will be returned to your account within a few hours or days. If the code corresponds to another branch, the funds may be credited there. In such a case, contact your bank immediately for assistance.
- 4. Where can I find the official IFSC code for my branch?
- The most reliable sources are your bank-issued chequebook and passbook. It is also available on the bank’s official website and displayed within the branch premises.
- 5. Is this IFSC code required for all types of bank transfers?
- Yes, the IFSC code is mandatory for all major electronic fund transfer methods in India, including National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS).
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.