Bihar Gramin Bank, Chhauradano branch is located in Chhauradano village, East Champaran district, Bihar (PIN 845302). This branch services local customers for deposits, withdrawals and electronic fund transfers. For sending or receiving funds by NEFT, RTGS or IMPS you need the branch IFSC. The IFSC uniquely identifies this exact branch in the payment network and ensures money reaches the correct account quickly and securely.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Chhauradano |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100182 |
| Branch Address | Chhauradano, EAST CHAMPARAN, 845302, 9297954622 |
| Contact Number | 9297954622 |
| City | EAST CHAMPARAN |
| District | EAST CHAMPARAN |
| Reason | MOTIHARI |
| Pincode | 845302 |
| State | Bihar |
Merger Update
The regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized and their operations are now consolidated under Punjab National Bank’s sponsor arrangement. As part of the change, the consolidated IFSC code to be used for electronic transfers is PUNB0MBGB06. Old IFSC codes issued under UBGB or DBGB are revoked. For any NEFT/RTGS/IMPS transfer, use only the new IFSC PUNB0MBGB06; transactions attempted with retired IFSC codes will not be processed.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch.
- First 4 characters identify the bank. Example: PUNB = Punjab National Bank.
- 5th character is reserved and is always 0 (zero).
- Last 6 characters identify the specific branch. In PUNB0MBGB06, MBGB06 is the branch identifier.
How to Use IFSC Code
Follow these steps when sending money by NEFT, RTGS or IMPS:
- Open your bank’s internet banking, mobile app or visit the branch.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS are widely available online; confirm specific timings with your bank if unsure.
- Enter beneficiary name, account number and the IFSC PUNB0MBGB06 exactly as shown.
- Enter the amount and any remarks.
- Verify all details. A mismatch in account number or IFSC can cause delay or failure.
- Authorize the payment using OTP or your bank’s authentication method.
- Save the transaction reference for tracking or queries.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct branch and account.
- Needed for online transfers: NEFT, RTGS and IMPS.
- Speeds up reconciliation for businesses and freelancers receiving payments.
- Required for registering beneficiaries in net banking or UPI setups that ask for bank branch details.
- Helps customer support quickly locate branch details when resolving transfer issues.
Contact
Branch phone no: 9297954622
Branch Address: Chhauradano, EAST CHAMPARAN, 845302
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC to use for Chhauradano branch transfers?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to this branch. Old UBGB/DBGB IFSC codes are revoked.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC maps to another branch and the account number exists there, funds may be credited to an unintended account. If the account details don’t match, the transaction will usually fail and be reversed. Always double-check IFSC and account number before confirming a transfer.
Q: Which transfer method is fastest — NEFT, RTGS or IMPS?
A: IMPS is instant and available 24×7 for small and medium amounts. RTGS is used for high-value real-time transfers (check your bank for minimum limits). NEFT is suitable for most retail transfers; it is near-instant in current systems but processing times can vary by bank.
Q: How can I confirm the branch IFSC if I am unsure?
A: Verify the IFSC on your bank passbook, cheque leaf, or by calling the branch at 9297954622. You can also confirm with the bank’s customer service before sending funds.
Q: The bank merged. How do I know if an old IFSC is still valid?
A: After merger, banks usually publish new IFSCs and retire old ones. For UBGB/DBGB cases, old IFSCs have been revoked and only the new IFSC PUNB0MBGB06 is valid. Confirm with branch or toll-free number 18001807777 if you see any ambiguity.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.