Bihar Gramin Bank Chihuta IFSC Code

Bihar Gramin Bank Chihuta branch is located in Chihuta, Muzaffarpur district, Bihar (PIN 843312). This IFSC code is required when you send or receive money by NEFT, RTGS or IMPS. Entering the correct IFSC ensures the transfer routes to this exact branch and prevents delays or failed transactions.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Chihuta
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100146
Branch Address	Chihuta, MUZAFFARPUR, 843312, 9297955343
Contact Number	9297955343
City	MUZAFFARPUR
District	MUZAFFARPUR
Reason	MUZAFFARPUR
Pincode	843312
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under the Punjab National Bank sponsorship. All former UBGB/DBGB branch IFSC codes have been revoked. For transactions to the Chihuta branch you must use the single, current IFSC PUNB0MBGB06 (under Punjab National Bank). Old UBGB or DBGB IFSC values are no longer valid and will cause transaction failures or returns.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that identifies a bank branch for electronic payments. Its structure is fixed:

• First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always zero (0).
• Last 6 characters — branch identifier (alphanumeric). In PUNB0MBGB06, the last six are MBGB06, which point to the Chihuta branch under the sponsor bank.

IFSC directs electronic fund transfers like NEFT, RTGS and IMPS to the exact branch. The MICR code (here 800811002) is used separately for cheque clearing.

How to Use IFSC Code

• Open your bank’s netbanking, mobile app, or visit an ATM that supports beneficiary addition.
• Choose “Add Beneficiary” or “New Payee.”
• Enter beneficiary name exactly as on their account.
• Enter the beneficiary account number and the IFSC: PUNB0MBGB06.
• Select the transfer type: NEFT, RTGS or IMPS. IMPS and most banks’ NEFT are available 24×7; RTGS is for time-sensitive, larger transfers.
• Enter amount and purpose. Verify all details and confirm with OTP or transaction PIN.
• After adding the beneficiary, some banks impose a cooling period. For immediate needs, use the one-time transfer option if available, or confirm beneficiary activation.
• After transfer, keep the transaction reference for tracking and reconcile with the beneficiary.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account quickly.
• Prevents failed transfers and return charges from incorrect routing.
• Required for online payments, salary credits, and vendor payouts.
• Supports dispute tracking—transaction reference plus IFSC helps banks trace transfers.
• Helps verify branch identity (combine IFSC with MICR and branch code for accuracy).

Contact

Branch Phone: 9297955343

Branch Address: Chihuta, MUZAFFARPUR, 843312

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use an old UBGB IFSC to send money?
A: No. Old UBGB and DBGB IFSCs have been revoked. Use PUNB0MBGB06 for transfers to this Chihuta branch.

Q: What should I do if a transfer is returned?
A: Check the IFSC and account number you entered. If you used an old or incorrect IFSC, contact your bank immediately with the transaction reference and request a recall or reversal. Keep beneficiary details and the branch contact handy.

Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive. But enter it exactly (same characters) to avoid errors. Leading or trailing spaces can cause validation failures in some apps.

Q: How does IFSC differ from MICR and branch code?
A: IFSC identifies the bank and branch for electronic transfers. MICR (here 800811002) is used to speed up cheque clearing in the banking network. The branch code (100146) is an internal numeric identifier used by the bank; it may not match the IFSC suffix.

Q: Should I do a small test transfer first?
A: Yes. For new beneficiaries, send a small amount first. Confirm the beneficiary received it before sending larger sums. This reduces risk from data entry errors.