This branch is located in Chouthi Bigha (Goh), Aurangabad district, Bihar (PIN 824203). For electronic transfers using NEFT, RTGS or IMPS you need the branch IFSC code. The IFSC routes the payment to the correct bank and branch. Entering the correct IFSC avoids failed transfers, delays and manual intervention by the bank.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | CHOUTHI BIGHA (GOH) |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7497 |
| Branch Address | CHOUTHI BIGHA (GOH), Aurangabad, 824203, 7781004497 |
| Contact Number | 7781004497 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824203 |
| State | Bihar |
Merger Update
Context: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged to form a single entity under the Punjab National Bank numbering. This branch now uses the IFSC code PUNB0MBGB06 for all electronic transactions.
Old UBGB and DBGB IFSC codes have been revoked. They are no longer valid for NEFT, RTGS or IMPS. Always use the new IFSC PUNB0MBGB06 when sending or receiving funds to this branch. If a payer’s bank holds older IFSC data, ask them to update it before initiating the transfer.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments.
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier. Example: MBGB06 identifies the specific Bihar Gramin Bank branch under PNB numbering.
How to Use IFSC Code
- Open your bank’s payment interface (netbanking, mobile app or branch form).
- Select the transfer type: NEFT, RTGS or IMPS as required.
- Enter beneficiary name exactly as on their account.
- Enter the beneficiary account number.
- Enter the IFSC code: PUNB0MBGB06. Double-check each character—IFSC errors cause payment failures or routing to the wrong branch.
- Enter amount and transfer purpose. For RTGS choose if your bank requires it for high-value transfers. For immediate small-value transfers use IMPS. NEFT is suitable for routine amounts and is widely accepted.
- Confirm details, authenticate with OTP or transaction password, then submit.
- Save the transaction receipt or UTR number for tracking.
Benefits of Knowing the IFSC
- Avoids failed or misrouted transfers. The correct IFSC ensures funds reach the exact branch.
- Saves time. Electronic transfers process faster when details are accurate.
- Needed for salary credits, vendor payments, and government transfers.
- Required to add beneficiaries in netbanking or mobile apps.
- Useful for reconciliation: the IFSC plus UTR/MICR helps trace payments.
Contact
Branch Phone: 7781004497
Branch Address: CHOUTHI BIGHA (GOH), Aurangabad, 824203
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. Use PUNB0MBGB06 for all three modes. It is the current and valid code for this branch.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account details, the bank may reject the payment or it may require manual correction. This causes delays. Always confirm IFSC and account number before sending funds.
Q: How do I verify this IFSC before sending a large payment?
A: Verify with the beneficiary (ask them to confirm account number and IFSC). You can also call the branch number 7781004497 or use your bank’s beneficiary verification step which often shows the branch name after entering IFSC and account number.
Q: Has the IFSC changed because of a merger?
A: Yes. After the merger of UBGB and DBGB, older IFSCs were revoked. The valid IFSC now is PUNB0MBGB06. Do not use old UBGB/DBGB codes.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers and is 11 characters. MICR (Magnetic Ink Character Recognition) is a 9-digit code used primarily to speed up cheque clearing. Both identify banks/branches but serve different clearing systems.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.