The Bihar Gramin Bank branch at Churamanpur serves Buxar district in Bihar (PIN 802116). Its IFSC code is required when you send money electronically — for NEFT, RTGS and IMPS transfers — because that code tells the payment system which bank and which specific branch should receive the funds. Using the correct IFSC avoids failed transfers, delays, or routing to the wrong branch.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | CHURAMANPUR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7028 |
| Branch Address | CHURAMANPUR, Buxar, 802116, 9771464028 |
| Contact Number | 9771464028 |
| City | Buxar |
| District | Buxar |
| Reason | BHABHUA |
| Pincode | 802116 |
| State | Bihar |
Merger Update
If this branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both regional gramin banks have been consolidated under Punjab National Bank’s sponsorship and now use a single IFSC code: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all electronic transfers (NEFT/RTGS/IMPS) you must use the new IFSC PUNB0MBGB06; transactions using retired IFSC codes will not go through.
What is IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to uniquely identify bank branches for electronic fund transfers. The structure is:
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — always zero (0), reserved for future use.
- Last 6 characters — branch identifier (alphanumeric), unique to a branch (example: MBGB06 in PUNB0MBGB06).
The code is case-insensitive and must match the receiving bank branch exactly for automated routing.
How to Use IFSC Code
Follow these steps when you transfer funds via NEFT, RTGS or IMPS:
- Open your bank’s netbanking or mobile app, or visit the branch if you prefer offline.
- Choose the transfer type: NEFT, RTGS (for larger value transfers) or IMPS (instant, usually 24×7).
- Select “Add Beneficiary” or “New Payee.”
- Enter beneficiary name exactly as in their bank records, account number, and the IFSC: PUNB0MBGB06. Also select or type the bank and branch (Bihar Gramin Bank — CHURAMANPUR).
- Verify the MICR (800811002) or branch code (7028) if your bank asks, then submit. Your bank may require an OTP or in-branch verification to activate the payee.
- Once the payee is active, enter the transfer amount and confirm. Keep the transaction reference for tracking.
Tip: If you’re unsure about RTGS minimums or bank cutoffs, check with the branch before initiating a same-day large-value transfer. IMPS works instantly and is usually available 24×7; NEFT operates in settlement batches (now largely available round-the-clock but may have bank-dependent cutoffs).
Benefits of Knowing the IFSC
- Ensures your funds reach the correct bank branch without manual intervention.
- Prevents delays and failed transfers caused by incorrect routing.
- Required for adding beneficiaries in netbanking and mobile apps.
- Useful when filling electronic payment forms, receiving refunds, or setting up mandates.
- Helps bank staff and payment processors identify the exact branch for reconciliation.
Contact
Branch Phone: 9771464028
Branch Address: CHURAMANPUR, Buxar, 802116
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Where else can I find the IFSC for this branch?
A: Check your cheque leaf, bank passbook, or the acknowledgement slip from the branch. You can also confirm by calling the branch number (9771464028) or the bank’s toll-free line (18001807777).
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers to a specific branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly to speed up cheque clearing in the bank’s clearing houses.
Q: I tried sending money with an old UBGB IFSC and it failed. What should I do?
A: Use the current IFSC PUNB0MBGB06 for this branch. Old UBGB/DBGB IFSCs have been revoked after the merger. If a transaction shows failed or debited but not credited, contact your bank with the transaction reference so they can trace and reverse it.
Q: Can I use the IFSC for UPI or Aadhaar-enabled payments?
A: UPI mostly uses virtual addresses, but IFSC is used when you link a bank account manually via some apps or when creating certain mandate-based payments. For direct UPI transfers, the virtual payment address is sufficient.
Q: Is IFSC case-sensitive or format-sensitive?
A: IFSC is not case-sensitive, but it must be exactly 11 characters in the correct order. Do not add spaces or alter characters. For this branch use: PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.