Dabil is a village branch in Jamui district, Bihar (Pincode 811307). This article gives the IFSC and practical details you need to send or receive electronic transfers. The IFSC code is mandatory for NEFT, RTGS and IMPS transfers. It tells the payment system which bank and which branch should receive the funds, so using the correct IFSC avoids delays and misrouting.
Bihar Gramin Bank Dabil IFSC Code
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dabil |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3426 |
| Branch Address | Dabil, Jamui, 811307, 8102918629 |
| Contact Number | 8102918629 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811307 |
| State | Bihar |
Merger Update
Note on legacy banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated into a single structure under Punjab National Bank for electronic transfers. All old UBGB and DBGB IFSC codes have been revoked. The current and valid IFSC for this merged entity/branch is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transfers to avoid failed or returned transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character — reserved and usually 0.
- Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 identifies the specific Dabil branch under the new coding.
How to Use IFSC Code (NEFT / RTGS / IMPS)
- Open your bank’s netbanking, mobile app or visit the branch ATM menu for fund transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is typically used for high-value payments; NEFT and IMPS for regular amounts.)
- Select or add a beneficiary. Enter beneficiary name and account number exactly as given by the recipient.
- Enter the bank name as Punjab National Bank and IFSC as PUNB0MBGB06. Double-check every character.
- Save the beneficiary (you may need to confirm via OTP). After approval, initiate the transfer and enter the amount and purpose.
- Record the transaction reference or UTR number. Use it for tracking or to report problems.
Practical tips: NEFT and IMPS generally process transfers quickly; RTGS is for larger sums (commonly used from about ₹2 lakh and above, subject to bank policy). Some banks apply per-transaction limits. Always confirm limits and cut-off times with your bank.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without delay.
- Required for all online transfers (NEFT, RTGS, IMPS).
- Reduces the risk of returns and extra bank charges due to incorrect routing.
- Helps customer service trace and resolve transfer issues using the UTR and branch code.
- Useful when updating payroll, vendor payments or receiving remittances from outside the branch area.
Contact
Branch Phone: 8102918629
Branch Address: Dabil, Jamui, 811307
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free Number: 18001807777
FAQs
Q: What should I do if I used an old UBGB IFSC by mistake?
A: Contact your bank immediately with the transaction UTR/reference. Since old UBGB IFSCs are revoked, the transfer may be returned or held. Early reporting improves chances of recovery.
Q: Can the IFSC change again after a future merger?
A: Yes. IFSC can change when banks merge or when branches are reclassified. Banks publish the new IFSC and typically notify customers. Always verify IFSC before initiating important transfers.
Q: Is IFSC required for IMPS?
A: Yes. IMPS requires the IFSC and account number, or you can use MMID/mobile-based methods if supported. For account+IFSC transfers use the IFSC PUNB0MBGB06 for this branch.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used mainly for cheque clearing and is a 9-digit numeric code; the MICR here is 800811002.
Q: How do I verify this IFSC before making a transfer?
A: Verify with the beneficiary (account holder), call the branch at 8102918629, or confirm with your own bank’s beneficiary-add routine which often cross-checks the bank name and IFSC. Use the head office helpline (18001807777) if you need official confirmation.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.