Bihar Gramin Bank DADHPI IFSC Code

The Bihar Gramin Bank DADHPI branch is located in DADHPI, Aurangabad, Bihar, PIN 824103. This IFSC details page is for customers and remitters who need the correct code for electronic fund transfers. The IFSC (Indian Financial System Code) uniquely identifies this branch for NEFT, RTGS and IMPS transfers so funds route to the right account and clear without delay.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	DADHPI
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6994
Branch Address	DADHPI, Aurangabad, 824103, 7070196994
Contact Number	7070196994
City	Aurangabad
District	Aurangabad
Reason	AURANGABAD
Pincode	824103
State	Bihar

Merger Update

Note: Former local gramin banks — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been merged and now operate under Punjab National Bank’s arrangement for these rural branches. The unified IFSC code in use for these merged operations is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transaction to these branches, use only the new IFSC PUNB0MBGB06. Transfers using old IFSC codes may be rejected or delayed.

What is IFSC Code?

The IFSC is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:

• First 4 characters = bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character = reserved and is always 0.
• Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

So PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (branch-specific code).

How to Use IFSC Code for NEFT / RTGS / IMPS

• Open your bank’s net banking, mobile app, or visit an ATM that allows fund transfer.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant; RTGS is for large-value immediate transfers; NEFT is batch/settlement-based.)
• Add a new beneficiary. Enter the beneficiary name exactly as per their account and the account number.
• Enter the IFSC code: PUNB0MBGB06. Bank systems validate the IFSC against the bank and branch details.
• Save the beneficiary. Complete any required activation (OTP or cooling period) imposed by your bank.
• Initiate the transfer. Note the charges and expected execution time shown by your bank before confirming.

Benefits of Knowing the IFSC

• Ensures funds reach the correct bank branch and account.
• Required for all electronic transfers (NEFT, RTGS, IMPS) using bank channels.
• Reduces errors at the time of beneficiary validation and speeds up settlement.
• Helps customer service trace or reconcile transactions quickly using branch code and MICR.
• Keeps remitters compliant with bank instructions after the UBGB/DBGB merger by using the current PUNB0MBGB06 code.

Contact

Branch Phone No: 7070196994

Branch Address: DADHPI, Aurangabad, 824103, 7070196994

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: What is the IFSC for Bihar Gramin Bank DADHPI branch?
  A: The IFSC is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers.
• Q: Can I use the old UBGB or DBGB IFSC code for transfers?
  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for successful transactions.
• Q: What happens if I enter a wrong IFSC?
  A: If the IFSC does not match the bank/branch for the account number, the payment may be rejected. If the IFSC corresponds to a different branch but the account number exists, banks may place a hold or require manual resolution. If you notice an error, contact your bank immediately with the transaction reference.
• Q: Where can I find the IFSC on bank documents?
  A: Check the cheque leaf, passbook, account statement, or ask the branch directly. Bank customer service can also confirm the correct IFSC.
• Q: How long do NEFT, RTGS and IMPS transfers take?
  A: IMPS is typically instant (seconds). RTGS is near real-time for high-value transfers. NEFT settlements are processed by the bank and typically complete within a few hours to a business day depending on bank processing and any holds. Always check your bank’s displayed timelines and working hours.