Bihar Gramin Bank Dayalpur IFSC Code

The Bihar Gramin Bank branch in Dayalpur, located in the Vaishali district of Bihar, serves a crucial role for residents and businesses needing banking services. When you need to send or receive money electronically, understanding the IFSC code for this branch is essential. The IFSC, or Indian Financial System Code, is a unique identifier used for secure and accurate online fund transfers through systems like NEFT, RTGS, and IMPS. It ensures your money reaches the correct bank and branch without errors.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Dayalpur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100172
Branch Address	Dayalpur, VAISHALI, 844515
Contact Number	9297955051
City	VAISHALI
District	VAISHALI
Pincode	844515
State	Bihar

Merger Update

Bihar Gramin Bank is a regional rural bank that was formed by merging two other prominent banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This merger streamlined banking operations and brought these entities under a single identity, sponsored by Punjab National Bank. As a result, all branches that previously belonged to UBGB or DBGB now operate under the name Bihar Gramin Bank.

For all financial transactions, including those for the Dayalpur branch, you must use the updated IFSC code PUNB0MBGB06. It is important to know that any old IFSC codes previously associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank are no longer valid for fund transfers. Always use the new, consolidated IFSC code to ensure your transactions are processed successfully.

What is IFSC Code?

The Indian Financial System Code, or IFSC, is an 11-character alphanumeric code. It uniquely identifies every bank branch in India that participates in online fund transfers. Understanding its structure helps in verifying its authenticity:

• The first four characters represent the bank name. For the Dayalpur branch’s IFSC, “PUNB” stands for Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a “0” (zero). This character is reserved for future use and acts as a control digit.
• The last six characters identify the specific bank branch. For the Dayalpur branch, “MBGB06” points to this particular branch within Bihar Gramin Bank.

How to Use IFSC Code

Using the IFSC code is simple and crucial for various digital payment methods. Here’s how it works for common transfer types:

• NEFT (National Electronic Funds Transfer): When you want to send money via NEFT, you will need the beneficiary’s bank account number, their name, and the correct IFSC code. You enter these details into your bank’s online portal or fill out a form at the branch. The system uses the IFSC to direct funds to the right bank and branch.
• RTGS (Real Time Gross Settlement): For larger sums of money, RTGS offers immediate fund transfer. Similar to NEFT, you provide the beneficiary’s account number, name, and the IFSC code. The funds are settled individually and in real-time.
• IMPS (Immediate Payment Service): IMPS allows instant, 24/7 fund transfers, even on holidays. You can use a mobile number and MMID (Mobile Money Identifier) or the beneficiary’s bank account number and IFSC code. It’s often used for smaller, urgent transfers.

In all these cases, providing the accurate IFSC code, like PUNB0MBGB06 for the Dayalpur branch, is the key to a successful transfer.

Benefits

Knowing the correct IFSC code for your bank or the recipient’s bank offers several important advantages:

• It ensures that online fund transfers (NEFT, RTGS, IMPS) are accurate and sent to the correct bank branch.
• It speeds up the process of electronic transactions, reducing delays often associated with manual transfers.
• It helps prevent errors and potential loss of funds due to incorrect routing.
• It allows customers to perform banking operations conveniently from anywhere, using online banking or mobile apps.
• It is mandatory for setting up standing instructions like EMI payments, recurring deposits, or bill payments from other banks.

Contact Section

For inquiries related to the Dayalpur branch of Bihar Gramin Bank, or for general banking assistance, you can use the following contact details:

• Branch Phone Number: 9297955051
• Branch Address: Dayalpur, VAISHALI, 844515, Bihar
• Head Office Address (Bihar Gramin Bank): SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

Here are some common questions about the Bihar Gramin Bank Dayalpur branch and its IFSC code:

Q1: What is the IFSC code for Bihar Gramin Bank Dayalpur branch?
A1: The IFSC code for the Bihar Gramin Bank Dayalpur branch is PUNB0MBGB06.

Q2: Is the Dayalpur branch part of the old Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank?
A2: No, the Dayalpur branch is now part of the merged entity, Bihar Gramin Bank. Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank merged to form Bihar Gramin Bank. All transactions should use the new IFSC code.

Q3: What happens if I use an old IFSC code for a fund transfer?
A3: If you use an old IFSC code, your fund transfer will likely fail. The banking system will not recognize the old code as valid for routing funds to the current Bihar Gramin Bank branches. Always use the latest IFSC code, PUNB0MBGB06.

Q4: What is the MICR code for the Dayalpur branch?
A4: The MICR (Magnetic Ink Character Recognition) code for the Bihar Gramin Bank Dayalpur branch is 800811002. This code is mainly used for processing cheques.

Q5: Can I find the IFSC code on my chequebook?
A5: Yes, the IFSC code is usually printed on your chequebook, often near the bank name and address, or on the first page. However, it’s always good practice to verify it, especially if there have been bank mergers or changes.