Bihar Gramin Bank, DEOHARA branch is located in Deohara village, Aurangabad district, Bihar (PIN 824114). This IFSC code is required when sending or receiving electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures the transfer is routed to the right bank and branch quickly and safely.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | DEOHARA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7099 |
| Branch Address | DEOHARA, Aurangabad, 824114, 9771464099 |
| Contact Number | 9771464099 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824114 |
| State | Bihar |
Merger Update
If this branch was earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both banks have been consolidated and now operate under Punjab National Bank’s systems. All legacy UBGB and DBGB IFSC codes have been revoked. The single valid IFSC for the merged operations is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transfers. Transactions using old UBGB/DBGB IFSCs will be rejected.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic funds transfers to the correct bank and branch.
- First 4 characters = bank identifier. Example: PUNB = Punjab National Bank.
- Fifth character = 0 (reserved for future use).
- Last 6 characters = branch identifier. Example: MBGB06 identifies the specific branch.
Example full code: PUNB0MBGB06 (11 characters).
How to Use IFSC Code
- Collect beneficiary details: name, account number, IFSC (PUNB0MBGB06) and branch name.
- Open your bank’s netbanking, mobile banking or visit a branch. Choose transfer type: NEFT, RTGS or IMPS.
- Enter beneficiary name and account number exactly as provided.
- Enter the IFSC code PUNB0MBGB06. Double-check for typos; one wrong character can misroute or reject the transfer.
- Enter amount and payment narration. For RTGS check minimum limits; RTGS is for high-value transfers (typically minimum around ₹2,00,000 — confirm with your bank).
- Authorize the transfer using OTP or transaction password.
- Save the UTR/reference number. Use it to track the transfer if there is a delay.
Note: IMPS is immediate and available 24×7. NEFT and RTGS operate round-the-clock, but banks may have internal processing rules. For high-value or time-critical payments confirm any limits and cutoffs with your bank.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account.
- Required for NEFT, RTGS and IMPS transfers.
- Saves time at the branch or in online forms by avoiding errors.
- Helps customer service locate and trace transactions quickly using IFSC + account number + UTR.
- Identifies bank and branch precisely for reconciliation and paperwork.
Contact
- Branch Phone: 9771464099
- Branch Address: DEOHARA, Aurangabad, 824114
- Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR
- Toll Free: 18001807777
FAQs
Q: Can I use any old UBGB or DBGB IFSC to send money to this branch?
A: No. Old UBGB and DBGB IFSCs have been revoked following the consolidation. Use only PUNB0MBGB06 for electronic transfers.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the beneficiary bank/branch, the transfer is usually rejected and funds returned. In rare cases, if the account number matches a different branch, the money could reach the wrong account. Contact your bank immediately with the UTR/reference number to resolve it.
Q: What is the difference between IFSC, MICR and Branch Code?
A: IFSC (11 characters) routes electronic payments. MICR (9 digits) is used for cheque processing. Branch Code (here 7099) is an internal identifier for branch operations. All three are different but useful for banking tasks.
Q: How quickly will the money reflect at DEOHARA branch?
A: IMPS is immediate. NEFT and RTGS are effectively real-time now, so many transfers complete in minutes. Timing can vary by bank processing and verification checks. Keep the transfer UTR for tracking.
Q: Who should I contact if a transfer to PUNB0MBGB06 does not arrive?
A: First contact your originating bank with the UTR/reference. Then contact the DEOHARA branch at 9771464099. You can also contact the head office toll-free at 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.