Deoriya is a branch of Bihar Gramin Bank located in Muzaffarpur district, Bihar (pincode 843120). For electronic fund transfers like NEFT, RTGS and IMPS, the IFSC code identifies the exact bank and branch. Using the correct IFSC ensures funds are routed to the right branch and speeds up settlement. Always confirm the IFSC before initiating an electronic transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Deoriya |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100013 |
| Branch Address | Deoriya, MUZAFFARPUR, 843120, 9297955344 |
| Contact Number | 9297955344 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843120 |
| State | Bihar |
Merger Update
Note on merger: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and now operate under the single entity Bihar Gramin Bank with sponsor Punjab National Bank. The consolidated IFSC for branches of the merged bank is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 should be used for NEFT, RTGS and IMPS transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic payments.
- First 4 characters — identify the bank. Example: PUNB = Punjab National Bank.
- 5th character — is always 0 (reserved).
- Last 6 characters — identify the specific branch. In this case: MBGB06 identifies the Bihar Gramin Bank Deoriya branch under the PNB-sponsored coding.
How to Use IFSC Code
Use the IFSC whenever you add a beneficiary or make an electronic transfer. Steps:
- Open your bank’s net banking or mobile app, or visit the branch.
- Choose the transfer type: NEFT, RTGS or IMPS.
- Add a new beneficiary. Enter the beneficiary name, account number and the IFSC PUNB0MBGB06.
- Save beneficiary. Confirm any verification (OTP or in-bank approval).
- Initiate the transfer. Enter amount and purpose, then authorize with OTP or transaction PIN.
- Check transaction status in the transfer history. For failed or returned transfers, contact the branch immediately.
Practical notes: IMPS is available 24×7 for immediate transfers (subject to bank limits). NEFT settles in batches — timing depends on the bank. RTGS is typically used for high-value, real-time transfers; confirm any minimum or cut-off times with your bank.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch.
- Required to add/pay beneficiaries for NEFT, RTGS and IMPS.
- Reduces chances of transfer delays or rejections.
- Useful for receiving inward remittances and setting up electronic mandates.
- Makes reconciliation easier for businesses and account holders.
Contact
Branch Phone: 9297955344
Branch Address: Deoriya, MUZAFFARPUR, 843120
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 case sensitive?
A: IFSC is not case sensitive in practice, but best practice is to enter it exactly as provided: PUNB0MBGB06.
Q: What happens if I use an old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSC codes have been revoked. Transfers using revoked codes may be rejected or returned. Always use the new IFSC PUNB0MBGB06.
Q: How quickly will a transfer to this IFSC appear in the beneficiary account?
A: IMPS is typically instant. NEFT and RTGS depend on bank cut-offs and settlement cycles. If a transfer is delayed beyond expected times, contact the branch with transaction reference details.
Q: What should I do if I enter the wrong IFSC but correct account number?
A: If the account number and IFSC do not match, most systems reject the transfer. If the wrong IFSC routes to a valid branch and account number exists there, funds may be miscredited. Immediately contact your bank and the beneficiary bank with the transaction reference to request tracing and reversal.
Q: Can I use this IFSC for inward remittances from abroad?
A: For inward foreign remittances, banks often require additional details (SWIFT/IBAN-related routing). Confirm with your branch and provide the IFSC for domestic routing; the bank will advise the correct format for international transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.