The Bihar Gramin Bank branch at Dhakjari is located in Madhubani district, Bihar (PIN 847223). This page gives the branch details and the IFSC code you need for electronic transfers. An accurate IFSC is essential for NEFT, RTGS and IMPS transfers. Using the correct IFSC makes sure funds route to the right branch and reduces failed or delayed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dhakjari |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100397 |
| Branch Address | Dhakjari, MADHUBANI, 847223, 9297954847 |
| Contact Number | 9297954847 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847223 |
| State | Bihar |
Merger Update
This branch falls under the merged structure of regional gramin banks. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity operating under Punjab National Bank. The merged branches now use the IFSC code PUNB0MBGB06 (Punjab National Bank). Old UBGB or DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Do not use the old IFSC codes for transfers.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code. The structure is:
- First 4 characters = bank identifier (e.g., “PUNB” = Punjab National Bank).
- 5th character = reserved and is always “0”.
- Last 6 characters = branch identifier (unique to each branch).
Example: PUNB0MBGB06 — “PUNB” identifies Punjab National Bank, “0” is reserved, and “MBGB06” identifies the Dhakjari branch under the merged mapping.
How to Use IFSC Code
Follow these steps when sending money via NEFT, RTGS or IMPS:
- Confirm the beneficiary’s account number and name exactly as the bank holds it.
- Get the correct IFSC: for this branch use PUNB0MBGB06. Verify from a recent bank document (passbook/cheque), or by calling the branch at 9297954847 if in doubt.
- Log in to your netbanking, mobile banking app or payment app that supports bank transfers.
- Choose transfer type: NEFT or RTGS for interbank transfers; IMPS for instant transfers (availability depends on bank and app).
- Enter beneficiary name, account number and IFSC. Double-check each field before proceeding.
- Enter amount and any remarks. Review charges and processing time shown by your bank.
- Authenticate the transaction using your bank’s method (OTP, token, UPI PIN, etc.).
- Note the transaction reference or UTR. Keep it until the beneficiary confirms receipt.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account. This reduces failed transfers and reconciliation delays.
- Required field for NEFT, RTGS and IMPS transfers. Without it, many bank portals will not allow the transfer.
- Helps customer service trace transactions quickly using the branch identifier and UTR.
- Makes automated payroll, vendor payments and bill payments reliable when stored correctly in corporate systems.
- Identifies the bank and branch for cheque clearing and electronic reconciliation tasks.
Contact
Branch phone no: 9297954847
Branch Address: Dhakjari, MADHUBANI, 847223
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Dhakjari branch?
A: Yes. After the merger, PUNB0MBGB06 is the valid IFSC for this branch. Old UBGB/DBGB IFSCs are revoked and should not be used.
Q: How can I verify this IFSC before making a transfer?
A: Verify on a recent bank passbook, cheque leaf, bank statement, or call the branch at 9297954847. You can also confirm with your sending bank’s customer service.
Q: What is the difference between IFSC and MICR?
A: IFSC (11 characters) is used for electronic fund transfers (NEFT/RTGS/IMPS). MICR (usually 9 digits) is used for cheque clearing through the magnetic ink character recognition system. Both identify bank branches but serve different clearing mechanisms.
Q: Can I use lowercase letters when entering the IFSC?
A: Banks normally accept IFSC in any case, but best practice is to use uppercase as printed: PUNB0MBGB06.
Q: What if I enter a wrong IFSC but the correct account number?
A: If the IFSC points to a different branch and the account number format does not match, the transfer may fail or be routed incorrectly. Always double-check both account number and IFSC. If a mistake occurs, contact your bank immediately with the transaction reference (UTR).
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.