Bihar Gramin Bank DHAMAR IFSC Code

The DHAMAR branch of Bihar Gramin Bank is located in the Bhojpur district of Bihar. For anyone looking to send or receive money online to an account at this branch, the Indian Financial System Code (IFSC) is essential. This unique 11-character code acts like a digital address, ensuring that electronic fund transfers through systems like NEFT, RTGS, and IMPS are routed correctly to the intended bank branch, preventing errors and delays.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	DHAMAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	MBGB06
Branch Address	DHAMAR, Bhojpur, 802156
Contact Number	9771464032
City	Bhojpur
District	Bhojpur
Region	ARA
Pincode	802156
State	Bihar

Important Merger Update

Bihar Gramin Bank was formed through the amalgamation of two separate regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Following this merger, Punjab National Bank (PNB) became the sponsor bank.

As a result, all branches now operate under a unified system. The old IFSC codes previously used by UBGB and DBGB have been discontinued and are no longer valid. For all transactions, you must use the new, standardized IFSC code, which begins with ‘PUNB’ to reflect the sponsorship by Punjab National Bank. The correct IFSC code for the DHAMAR branch is PUNB0MBGB06.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in the electronic funds transfer network. This code uniquely identifies each branch and is crucial for processing online transactions.

The structure of the IFSC code PUNB0MBGB06 can be broken down as follows:

• PUNB: The first four letters represent the name of the bank. In this case, it signifies Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• 0: The fifth character is always a zero. It is reserved for future regulatory use.
• MBGB06: The last six characters form the branch identifier. This part of the code points specifically to the DHAMAR branch within the Bihar Gramin Bank network.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for an online money transfer is a straightforward process. Whether you are using NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), or IMPS (Immediate Payment Service), the steps are generally the same.

1. Log in to your internet banking portal or mobile banking application.
2. Navigate to the ‘Fund Transfer’ section and select the payment method (NEFT, RTGS, IMPS).
3. Add a new beneficiary (payee). You will be prompted to enter the recipient’s details.
4. Enter the beneficiary’s name, bank account number, and the IFSC code: PUNB0MBGB06.
5. Double-check that all details, especially the account number and IFSC code, are correct.
6. Enter the amount you wish to transfer and confirm the transaction, usually with an OTP or transaction password.

Benefits of Using the Correct IFSC Code

• Accuracy: It ensures your money is sent to the exact bank and branch, minimizing the risk of errors.
• Speed: Correct codes enable automated systems to process transactions quickly, preventing unnecessary delays.
• Error Prevention: The banking system often validates the IFSC code during the transaction. An incorrect code will usually result in a failed transaction, protecting your funds from being sent to the wrong place.
• Identification: The code serves as a unique identifier for over 150,000 bank branches across India, making the national payment system efficient and reliable.

Contact Information

For direct assistance, you can contact the branch or the head office.

DHAMAR Branch
Phone: 9771464032
Address: DHAMAR, Bhojpur, Bihar – 802156

Bihar Gramin Bank Head Office
Address: Shri Vishnu Commercial Complex, Asochak, Patna – 800030, Bihar
Toll-Free Number: 18001807777

Frequently Asked Questions

1. Why does the Bihar Gramin Bank IFSC code start with ‘PUNB’?
The code starts with ‘PUNB’ because Punjab National Bank (PNB) is the sponsor bank for Bihar Gramin Bank after the merger of UBGB and DBGB. The IFSC codes are standardized under the sponsor bank’s identifier.

2. Can I still use my old Dakshin Bihar Gramin Bank (DBGB) IFSC code?
No. All old IFSC codes from both Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank are now invalid. You must use the new ‘PUNB’ series IFSC code (PUNB0MBGB06 for this branch) for all transactions to be successful.

3. What happens if I enter the wrong IFSC code?
If you enter an invalid IFSC code, the transaction will most likely be rejected by your bank. If you enter a valid IFSC code but for the wrong branch, the transaction might fail if the account number doesn’t exist there. In a rare case, if the account number exists in that other branch, the funds could be sent to the wrong person.

4. What is the difference between an IFSC code and a MICR code?
The IFSC code is used for online fund transfers like NEFT, RTGS, and IMPS. The MICR (Magnetic Ink Character Recognition) code is a 9-digit code found at the bottom of a cheque leaf and is used exclusively for processing physical cheques.

5. Is the IFSC code the same for all branches of Bihar Gramin Bank?
No, each branch has a unique IFSC code. The first four letters (‘PUNB’) and the fifth character (‘0’) will be the same, but the last six characters are unique to each specific branch.