The Bihar Gramin Bank branch at Dhanauti is located in Dhanauti village, Bhojpur district, Bihar — PIN 802223. This branch serves local residents and businesses for deposits, withdrawals, and electronic fund transfers. For online transfers (NEFT, RTGS, IMPS) the branch IFSC is essential. The IFSC identifies the exact bank and branch in the electronic clearing system so funds route correctly and transfers complete without delay.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | DHANAUTI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7033 |
| Branch Address | DHANAUTI, Bhojpur, 802223, 9771464033 |
| Contact Number | 9771464033 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802223 |
| State | Bihar |
Merger Update
This branch is now part of the consolidated structure under Punjab National Bank. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their branches now operate under a single IFSC: PUNB0MBGB06 (Punjab National Bank). Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer to this branch use only the new IFSC PUNB0MBGB06; transactions with revoked/old IFSCs will be rejected or delayed.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments. The structure is:
- First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- Fifth character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six characters MBGB06 identify the Dhanauti branch under the merged arrangement.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s internet banking or mobile app and select “Fund Transfer” or “Add Beneficiary.”
- Enter beneficiary name and account number exactly as given by the recipient.
- Enter the IFSC: PUNB0MBGB06. Also confirm the branch name (DHANAUTI) and MICR if asked.
- Choose the transfer method:
- IMPS — immediate and available 24×7; best for small to medium urgent transfers.
- NEFT — now available 24×7; suitable for most transfers; settlement is usually quick.
- RTGS — for large-value transfers (typically for amounts above Rs. 2 lakh; check your bank’s limit); settles in real time.
- Enter amount, purpose, and any required OTP or transaction authentication. Verify all details before confirming.
- Keep the transaction reference or UTR for records. If transfer fails, check messages from your bank and reconfirm IFSC and account number.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds go to the correct bank and branch.
- Faster processing: Correct IFSC avoids delays or manual intervention.
- Works for all electronic methods: Required for NEFT, RTGS, and IMPS.
- Reduces rejection risk: Wrong IFSC can lead to bounced transactions or refunds after delay.
- Useful for paperwork: Needed for online KYC, bill payments, and payroll instructions.
Contact
Branch Phone: 9771464033
Branch Address: DHANAUTI, Bhojpur, 802223
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: How can I confirm the correct IFSC before sending money?
A: Ask the beneficiary for the IFSC and account number printed on a cheque leaf or bank passbook. Confirm the branch name and MICR if available. When in doubt, call the branch at 9771464033 or use bank-provided beneficiary validation in your app.
Q: What happens if I use the old UBGB or DBGB IFSC?
A: Old UBGB and DBGB IFSCs have been revoked after the merger. Transfers using revoked IFSCs will likely fail or be returned. Always use the new IFSC PUNB0MBGB06 for this branch.
Q: Is IFSC the same as MICR?
A: No. IFSC identifies the bank branch for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearance and works differently from IFSC.
Q: Can I transfer using only branch name and city?
A: No. Electronic transfers require an exact account number and IFSC. Branch name alone is not sufficient and can cause misrouting or rejection.
Q: How soon will funds appear using NEFT, RTGS, or IMPS?
A: IMPS is immediate (seconds to a minute) and available 24×7. NEFT is processed continuously and typically completes within minutes to a few hours depending on banks and checks. RTGS settles in real time for high-value transactions (often within minutes). Always keep the transaction reference and check with your bank if a transfer is delayed.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.