Bihar Gramin Bank Dhapri IFSC Code

Dhapri is a locality in Munger (Monghyr) district of Bihar, PIN 811213. This page covers the Bihar Gramin Bank, Dhapri branch details and explains the IFSC code you must use for electronic fund transfers. The IFSC (Indian Financial System Code) is required when sending money via NEFT, RTGS or IMPS. It routes the payment to the correct bank and branch and helps avoid delays or misdirected transfers.

Branch Details Table

Merger Update

If you had an account with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB): both banks have been merged and their operations now use the single IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transfers. Old UBGB/DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only the new IFSC PUNB0MBGB06. If your passbook or bank documents show an older IFSC, contact the branch to confirm the migrated IFSC and update beneficiary details before sending funds.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments.

• First 4 characters — bank code (letters). Example: PUNB indicates Punjab National Bank.
• 5th character — reserved and always 0 (zero).
• Last 6 characters — branch identifier (letters or numbers). Example: MBGB06 in PUNB0MBGB06 points to the specific branch.

How to Use IFSC Code

Use the IFSC when setting up a beneficiary or making a one-time transfer through internet banking, mobile apps, or a bank branch. Steps:

1. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and 24×7; RTGS is for high-value real-time transfers—banks commonly set a minimum like ₹2 lakh; NEFT is available for any amount and operates 24×7 in most banks.)
2. Enter beneficiary name exactly as in their bank account records.
3. Enter the beneficiary account number carefully. A wrong account number can cause delays or misrouting.
4. Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Dhapri. Verify characters—IFSC is usually shown in uppercase.
5. Provide the amount and purpose. Check applicable bank charges and transfer limits.
6. Confirm details and authenticate (OTP, UPI PIN or bank token). Keep the transaction reference for tracking.
7. After initiation, monitor the transfer status in your bank’s app or SMS. If the transfer fails, contact your bank and the beneficiary’s branch with the transaction reference.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct branch and account during NEFT, RTGS, and IMPS transfers.
• Prevents delays and reduces risk of failed or returned transactions.
• Makes setting up beneficiaries fast and accurate in internet banking or mobile apps.
• Needed for inward transfers, salary credits, government payments, and online bill payments tied to a bank account.
• Helps bank staff quickly identify branch details when resolving transaction disputes.

Contact

Branch Phone No: 8102918725
Branch Address: Dhapri, Munger (Monghyr), 811213
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777

FAQs

1. How do I confirm this IFSC is correct before transferring?
Always verify the IFSC with the beneficiary directly or check the bank’s printed document (passbook, cheque leaf) or call the branch number 8102918725. For migrated accounts from UBGB/DBGB, confirm they have been mapped to PUNB0MBGB06.

2. What happens if I enter the wrong IFSC?
If the IFSC points to a different branch but the account number does not exist there, the transfer will usually be rejected and funds returned. If the account number exists at the routed branch, funds may credit to the wrong account. Always verify both account number and IFSC. Keep the transaction reference to expedite recovery.

3. Is IFSC case-sensitive?
No. Systems typically treat IFSC as case-insensitive. Use uppercase (as printed) for clarity: PUNB0MBGB06.

4. What is MICR code used for?
MICR (Magnetic Ink Character Recognition) is a 9-digit number used mainly for cheque clearance through the clearing system. For Dhapri branch the MICR is 800811002. MICR is not required for online transfers but is used in cheque processing and some offline banking operations.

5. My account used to show UBGB/DBGB branch details. Do I need a new account number?
Typically no. On merger, accounts are ported and may retain the same account numbers while the bank sponsor/IFSC changes. You must update beneficiary records to use the new IFSC PUNB0MBGB06 for transfers. Confirm with the branch if any other changes (like account number prefix) were applied.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.