Dhuraiya is a village in Banka district, Bihar (PIN 813224). The local branch of Bihar Gramin Bank serves farmers, small businesses and residents of the area. For any online fund transfer (NEFT, RTGS, IMPS) you must use the correct IFSC code. The IFSC routes the payment to the exact bank and branch. Using the wrong code can delay the transfer or cause rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dhuraiya |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3717 |
| Branch Address | Dhuraiya, Banka, 813224, 8102926356 |
| Contact Number | 8102926356 |
| City | Banka |
| District | Banka |
| Reason | BHAGALPUR |
| Pincode | 813224 |
| State | Bihar |
Merger Update
If this branch was earlier shown under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both entities have been merged into a single arrangement under Punjab National Bank. The merged network now uses the single IFSC code PUNB0MBGB06 for branch-level electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS transactions use only the new IFSC PUNB0MBGB06. Old codes will not route funds and may lead to failed transactions.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used for electronic fund transfers in India. The structure is fixed:
- First 4 characters = bank code. Example: PUNB = Punjab National Bank.
- 5th character = reserved and is always 0.
- Last 6 characters = branch identifier. Example: MBGB06 is the branch part in PUNB0MBGB06.
Note: The numeric Branch Code shown in account records (for example 3717) is a bank-specific code. The IFSC’s last six characters are the official branch identifier used in payments.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank app, netbanking portal or visit a bank branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT works in batches, RTGS is for higher-value real-time transfers — check your bank for exact limits.)
- Enter beneficiary name and account number exactly as provided.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Dhuraiya branch.
- Specify amount and payment reason. For NEFT check the batch timing; RTGS may require minimum amount — verify with your bank.
- Verify all details on the confirmation screen. A single digit error in IFSC or account number can misroute or return the payment.
- Save a transaction reference or UTR. Use it to track the transfer or to raise disputes if needed.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Required field for all online transfers: NEFT, RTGS and IMPS.
- Makes verification faster when reconciling payments or receipts.
- Prevents delays and returns caused by incorrect branch routing.
- Helps customer service locate transactions quickly using the branch code portion.
Contact
Branch Phone: 8102926356
Branch Address: Dhuraiya, Banka, 813224
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is the IFSC PUNB0MBGB06 valid for NEFT, RTGS and IMPS?
A: Yes. The IFSC PUNB0MBGB06 is the valid code to use for NEFT, RTGS and IMPS for the Dhuraiya branch after the merger update. Always confirm the code before transfer.
Q: How can I verify this IFSC before sending money?
A: Verify by calling the branch number (8102926356), checking a passbook or account statement, or asking your sending bank to confirm. Do not rely solely on third-party listings without cross-checking.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank/branch, the payment may be rejected and returned to the sender. If the IFSC points to a different valid branch but the account number belongs to the intended branch, the transfer could fail or be delayed. Always double-check account number and IFSC.
Q: The branch shows a different numeric branch code (3717). Which one should I use?
A: Use the IFSC PUNB0MBGB06 for electronic transfers. The numeric branch code (3717) is for internal bank use and is not required in NEFT/RTGS/IMPS forms.
Q: Have IFSCs changed because of the UBGB/DBGB merger?
A: Yes. Old UBGB and DBGB IFSC codes have been revoked and replaced by the unified IFSC PUNB0MBGB06 under Punjab National Bank. Use only the new IFSC to avoid transfer failures.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.