Dilawarpur is a village in East Champaran district, Bihar (pincode 845426). If you need to send or receive money to the Bihar Gramin Bank, Dilawarpur branch, the branch IFSC code is essential. The IFSC lets systems route NEFT, RTGS and IMPS transfers to the right bank and branch. Entering the correct IFSC prevents delays, failed transfers and reconciliation problems.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dilawarpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100247 |
| Branch Address | Dilawarpur, EAST CHAMPARAN, 845426, 9297954631 |
| Contact Number | 9297954631 |
| City | EAST CHAMPARAN |
| District | EAST CHAMPARAN |
| Reason | MOTIHARI |
| Pincode | 845426 |
| State | Bihar |
Merger Update
Important: The regional rural banks in Bihar that included Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been restructured and consolidated under the sponsor bank, Punjab National Bank. The consolidated/live IFSC for this region is PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked. Only the new IFSC PUNB0MBGB06 should be used for electronic transactions to ensure funds are routed correctly.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is fixed:
- First 4 characters: the bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: always the digit 0 (reserved).
- Last 6 characters: the branch identifier. Example: MBGB06 identifies the specific branch within the bank.
Example breakdown for this branch: PUNB0MBGB06 = PUNB (Punjab National Bank) + 0 + MBGB06 (Dilawarpur branch code).
How to Use IFSC Code for NEFT, RTGS, IMPS
- Collect beneficiary details: account name, account number, and IFSC (PUNB0MBGB06). Confirm the branch name and pincode when possible.
- Log in to your bank app or netbanking portal, or visit a branch counter.
- Choose transfer type:
- IMPS — instant, typically available 24×7 for smaller amounts subject to bank limits.
- NEFT — for regular transfers; available round-the-clock; settlement is electronic.
- RTGS — for large-value payments (many banks treat this for higher-value transfers, often from around Rs.2 lakh; check your bank’s limits).
- Enter beneficiary name, account number and IFSC exactly (PUNB0MBGB06). A single wrong character can route the payment incorrectly or cause rejection.
- Verify details on screen. Authorize with OTP/transaction password. Save beneficiary profile if you will transfer again.
- Keep the transaction reference for reconciliation. If the transfer fails, contact the sending bank and the beneficiary branch (phone: 9297954631).
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank branch, reducing delays and reversals.
- Required field for NEFT, RTGS and IMPS—without it many systems block the transfer.
- Makes reconciliation easier; the branch code in the IFSC helps accounting teams trace payments.
- Helps prevent manual errors when setting up beneficiaries or standing instructions.
- Useful for inward remittances and salary credits where branch-level routing is needed.
Contact
Branch Phone: 9297954631
Branch Address: Dilawarpur, EAST CHAMPARAN, 845426
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: What IFSC should I use to send money to Dilawarpur branch?
A: Use PUNB0MBGB06. This is the active IFSC after the merger. Do not use old UBGB or DBGB IFSC codes—they have been revoked.
Q: Where can I find the IFSC on a cheque or passbook?
A: The IFSC usually appears on the top of cheque leaves and on the bank passbook near branch details. If not visible, confirm with the branch or the sender bank before transferring.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the account number and bank mapping, the transfer may be rejected or delayed. In some cases, if the wrong IFSC points to a valid account, funds could go to the wrong account—so always double-check.
Q: Are NEFT, RTGS and IMPS available 24×7 for this IFSC?
A: IMPS is generally available 24×7. NEFT is offered round-the-clock by most banks. RTGS availability varies; many banks now offer 24×7 RTGS but check with your bank for exact hours and minimum/maximum limits.
Q: I used an old UBGB IFSC. Will my transfer go through?
A: Old UBGB IFSC codes have been revoked after consolidation. If you used an old code, the sending bank should detect it and reject the transaction. Contact your bank promptly to cancel or rectify the transfer and resend using PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.