Bihar Gramin Bank Doghra Jale IFSC Code

The Bihar Gramin Bank branch in Doghra Jale is located in the Darbhanga district of Bihar. For anyone looking to transfer funds to an account at this branch, knowing the correct Indian Financial System Code (IFSC) is essential. This 11-character code acts like a specific address for the bank branch, ensuring that electronic payments made through National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) are routed correctly and securely to the intended recipient’s account without any delays.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Doghra Jale
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	MBGB06
Branch Address	Doghra Jale, DARBHANGA, 847302
Contact Number	9297955103
City	DARBHANGA
District	DARBHANGA
Pincode	847302
State	Bihar

Merger and IFSC Code Update

It is important to note a significant change regarding this bank. Previously, two separate regional rural banks operated in Bihar: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have since been merged to form a single entity, now known as Bihar Gramin Bank. This new bank is sponsored by Punjab National Bank (PNB).

As a result of this merger, all old IFSC codes, particularly those used by the former Uttar Bihar Gramin Bank (which often started with ‘CBIN’), have been discontinued. They are no longer valid for any transactions. All branches of the newly formed Bihar Gramin Bank, including Doghra Jale, now use a new set of IFSC codes with the prefix ‘PUNB’ to reflect the sponsorship by Punjab National Bank. The correct and only valid IFSC code for this branch is PUNB0MBGB06. Using an old code will result in a failed transaction.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the country’s electronic fund transfer network. The code has a specific structure that helps route payments accurately.

Let’s break down the IFSC code for the Doghra Jale branch, PUNB0MBGB06:

• PUNB: The first four alphabetic characters represent the bank’s name. In this case, it stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• 0: The fifth character is always a zero. It is a control character reserved for future use.
• MBGB06: The last six characters identify the specific branch. For the Doghra Jale branch, this unique identifier is ‘MBGB06’.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for an online money transfer is a straightforward process. Whether you are using NEFT, RTGS, or IMPS, the steps are generally the same across all banking platforms.

1. Log in to Net Banking or Mobile Banking: Access your bank account through its official website or mobile application.
2. Add a Beneficiary: Before you can send money, you must add the recipient as a “beneficiary” or “payee.” Navigate to the fund transfer section and select the option to add a new beneficiary.
3. Enter Recipient Details: You will be prompted to enter the recipient’s information. This includes their full name, their bank account number, and the IFSC code of their bank branch. For an account in the Doghra Jale branch, you would enter PUNB0MBGB06.
4. Verify and Initiate Transfer: After the beneficiary is successfully added (which may take a few minutes or hours depending on your bank), you can initiate the fund transfer by entering the amount and confirming the transaction.

Benefits of Using the Correct IFSC Code

• Transaction Accuracy: The primary benefit is ensuring your money goes to the exact bank and branch you intend. It eliminates ambiguity between branches with similar names or locations.
• Prevents Errors and Delays: A correct IFSC code minimizes the risk of transaction failure. If the code is wrong, the payment will be rejected and the funds returned to your account, causing unnecessary delays.
• Enables Automated Processing: The code allows for the Straight Through Processing (STP) of transactions, meaning payments are handled electronically without manual intervention, making them faster and more efficient.
• Universal Requirement: It is a mandatory requirement for all major online fund transfer methods in India, including NEFT, RTGS, and IMPS.

Contact Information

For any direct inquiries or assistance, you can contact the branch or the bank’s head office.

• Branch Contact Number: 9297955103
• Branch Address: Doghra Jale, DARBHANGA, Bihar – 847302
• Head Office Address: Bihar Gramin Bank, SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

1. What is the new IFSC code for the Bihar Gramin Bank Doghra Jale branch?
The new and correct IFSC code is PUNB0MBGB06. This code should be used for all online transactions like NEFT, RTGS, and IMPS.

2. Can I still use my old Uttar Bihar Gramin Bank (UBGB) IFSC code?
No. Following the merger of UBGB and DBGB into Bihar Gramin Bank, all old IFSC codes have been revoked. Using an old code will cause your transaction to fail.

3. What happens if I enter the wrong IFSC code?
If the IFSC code you enter does not exist, the transaction will be rejected immediately. If the code exists but belongs to a different branch, the funds may be credited to the wrong branch and require a manual process to be returned, causing significant delays.

4. Is the IFSC code the same for all branches of Bihar Gramin Bank?
No. While the first four letters (‘PUNB’) are common for all branches due to the sponsorship by PNB, the last six characters are unique to each specific branch. For example, the code for the Doghra Jale branch is PUNB0MBGB06, but another branch will have a different six-character identifier.

5. How can I find the IFSC code for another branch?
You can find the IFSC code on a bank-issued chequebook, the passbook, the bank’s official website, or by contacting the branch directly. It is always best to verify the code from an official source before making a transaction.