Dumara is a rural branch location in Siwan district, Bihar (PIN 841416). This page gives the exact IFSC and contact details you need to transfer funds to and from the Dumara branch. The IFSC code is essential for electronic fund transfers in India — it identifies the bank and branch for NEFT, RTGS and IMPS transactions so money reaches the correct account.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dumara |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100641 |
| Branch Address | Dumara, SIWAN, 841416, 9297954435 |
| Contact Number | 9297954435 |
| City | SIWAN |
| District | SIWAN |
| Reason | SIWAN |
| Pincode | 841416 |
| State | Bihar |
Merger Update
Punjab National Bank (PNB) now operates some regional gramin bank networks under unified IFSC codes. If a branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), both these banks have been merged and their operations now use the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For any transfers to this region use only the new IFSC PUNB0MBGB06; outdated codes will not route payments.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch within the RTGS/NEFT/IMPS systems.
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier (example: MBGB06 identifies the specific branch entry under the bank).
Example: PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.
How to Use IFSC Code
Use the IFSC when you set up a beneficiary or make a payment using NEFT, RTGS or IMPS. Follow these practical steps:
- Open your bank’s netbanking site or mobile app. Or visit the branch if you prefer offline service.
- Choose “Add Beneficiary” (or equivalent). Enter beneficiary name and account number exactly as provided by the recipient.
- Enter the IFSC: PUNB0MBGB06 for Dumara branch. Double-check every character; one mistake routes to a different branch or triggers rejection.
- Provide any other required details such as account type and mobile number. Confirm and verify via OTP or token as your bank requires.
- Once beneficiary is active, initiate a transfer. For IMPS the transfer is near-instant. NEFT and RTGS transfers are electronic; processing times depend on the sending bank and any cut-off windows—confirm with your bank for exact timing.
- Keep the transaction reference or UTR for tracking. If funds don’t arrive within the expected time, contact the sending and receiving banks with the UTR.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account. One wrong character can misroute or fail a payment.
- Saves time when adding beneficiaries in mobile or internet banking.
- Necessary for NEFT, RTGS and IMPS payments from any bank in India.
- Useful for reconciling receipts and verifying remittances using the branch MICR and branch code.
- Helps customer support locate transactions quickly by matching IFSC, branch code and MICR.
Contact
Branch phone no: 9297954435
Branch Address: Dumara, SIWAN, 841416
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 valid for all transfers to Dumara branch?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the Dumara branch. This is the current valid IFSC. Old UBGB/DBGB codes have been revoked after the merger.
Q: Can I receive international remittance using IFSC?
A: No. International transfers use SWIFT/BIC codes and correspondent bank details. IFSC is for domestic electronic systems (NEFT/RTGS/IMPS). Give both IFSC and SWIFT details to the sender only if the receiving bank provides a SWIFT code.
Q: What if I enter an incorrect IFSC?
A: If the IFSC is incorrect but still a valid branch code, the funds may go to a wrong branch/account or get rejected depending on the account number match. If the IFSC does not exist, the transfer usually fails and is returned. Always verify account number and IFSC with the recipient before sending.
Q: How can I verify the IFSC before making a transaction?
A: Verify by checking the branch passbook, cheque leaf, or by calling the branch number (9297954435). You can also confirm with your sending bank’s beneficiary verification step before confirming the transfer.
Q: Has the IFSC changed because of the merger?
A: Yes. Following the merger of UBGB and DBGB into the PNB-operated structure, the unified IFSC PUNB0MBGB06 is now used. Old UBGB/DBGB IFSCs were revoked and should not be used.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.