Bihar Gramin Bank DUMARIA IFSC Code

Welcome! If you’re looking for details about the Bihar Gramin Bank branch located in DUMARIA, Gaya, Bihar, you’ve come to the right place. Understanding your bank’s IFSC (Indian Financial System Code) is vital for any electronic money transfer. This unique code ensures your funds reach the correct bank and branch when you make payments through systems like NEFT, RTGS, or IMPS. It acts like a digital address, making your transactions smooth and secure.

Bihar Gramin Bank DUMARIA Branch Details

Here are the complete details for the Bihar Gramin Bank branch in DUMARIA, Gaya:

Bank Name	Bihar Gramin Bank
Branch Name	DUMARIA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7230
Branch Address	DUMARIA, Gaya, 824445, 9771464230
Contact Number	9771464230
City	Gaya
District	Gaya
Reason	GAYA
Pincode	824445
State	Bihar

Merger Update for Bihar Gramin Bank

It’s important to know that Bihar Gramin Bank was formed from the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both of these merged entities now operate as Bihar Gramin Bank. This bank is sponsored by Punjab National Bank. As a result of this merger, all branches, including DUMARIA, now use a unified IFSC code structure under Punjab National Bank. The IFSC code PUNB0MBGB06 is the valid code for DUMARIA branch transactions.

If you previously used an IFSC code associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank, those old codes have been revoked and are no longer valid for any financial transactions. Always use the current IFSC code, PUNB0MBGB06, for all your fund transfers to ensure your money reaches the correct destination without issues.

What is an IFSC Code?

The IFSC Code, or Indian Financial System Code, is an 11-character alpha-numeric code that uniquely identifies every bank branch in India. It’s essential for online money transfers.

Let’s break down its structure using our example, PUNB0MBGB06:

• The first four characters (PUNB) represent the bank name. In this case, PUNB stands for Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use and typically acts as a control digit.
• The last six characters (MBGB06) identify the specific branch. For the DUMARIA branch of Bihar Gramin Bank, these digits are unique.

This standardized format helps in accurately routing electronic fund transfers to the intended bank and branch.

How to Use an IFSC Code for Fund Transfers

When you need to send money electronically using services like NEFT, RTGS, or IMPS, the IFSC code is a key piece of information. Here’s a general guide on how to use it:

1. Log In: Access your internet banking portal or mobile banking application using your credentials.
2. Select Transfer Option: Look for options like “Fund Transfer,” “NEFT,” “RTGS,” or “IMPS.”
3. Add Beneficiary: If you’re sending money to someone for the first time, you’ll need to add them as a beneficiary. This usually involves providing the recipient’s name, account number, bank name, and the critical IFSC code.
4. Enter Details: Fill in the recipient’s account number and the IFSC code (PUNB0MBGB06 for Bihar Gramin Bank DUMARIA). The system will usually auto-populate the bank and branch name once you enter a valid IFSC code.
5. Enter Amount: Input the amount you wish to transfer.
6. Review and Confirm: Double-check all the details, especially the account number and IFSC code, before confirming the transaction. This ensures your money goes to the correct person.

Always verify the IFSC code with the beneficiary to avoid any errors during the transfer.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch offers several practical advantages:

• Facilitates Online Transactions: It is mandatory for all electronic fund transfers like NEFT, RTGS, and IMPS, enabling quick and efficient money movement.
• Ensures Accuracy: The unique code helps prevent errors by directing funds to the exact bank branch, reducing the chances of money being sent to the wrong account.
• Saves Time: Electronic transfers using IFSC codes are much faster than traditional methods like cheques, often processing within minutes or a few hours.
• Boosts Security: By precisely identifying the destination, it adds a layer of security to your financial transactions, minimizing risks associated with manual processing.
• Simplifies Payments: Whether you’re paying bills, sending money to family, or handling business transactions, the IFSC code streamlines the process.

Contact Information

If you need to get in touch with the Bihar Gramin Bank DUMARIA branch or the head office, here are the contact details:

• Branch Phone Number (DUMARIA): 9771464230
• Branch Address (DUMARIA): DUMARIA, Gaya, 824445, Bihar
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

What is the IFSC Code for Bihar Gramin Bank DUMARIA branch?

The IFSC Code for Bihar Gramin Bank DUMARIA branch is PUNB0MBGB06. This code is essential for all electronic fund transfers to this specific branch.

Can I use an old IFSC code from Uttar Bihar Gramin Bank for the DUMARIA branch?

No, you cannot. Following the merger of Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank into Bihar Gramin Bank, all old IFSC codes associated with UBGB or DBGB have been revoked. You must use the new unified IFSC code, PUNB0MBGB06, for all transactions to the DUMARIA branch.

What services require an IFSC code?

An IFSC code is required for all major electronic fund transfer services in India, including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). It’s also often needed when setting up recurring payments or adding new beneficiaries.

How can I find the correct IFSC code if I don’t have it?

You can find the correct IFSC code on your bank’s cheque book, your bank passbook, or by logging into your internet banking portal. Many bank websites also offer an IFSC search tool. For Bihar Gramin Bank DUMARIA, it is PUNB0MBGB06.

Is the MICR code the same as the IFSC code?

No, the MICR (Magnetic Ink Character Recognition) code is different from the IFSC code. The MICR code (800811002 for DUMARIA branch) is a 9-digit numerical code primarily used for processing physical cheques. The IFSC code is an 11-character alphanumeric code used specifically for electronic fund transfers.